▼ 0.50% · 3.625%
HK$20,228
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,857
−HK$639/mo
Today · 4.125%
HK$21,496
baseline
▲ 0.50% · 4.625%
HK$22,804
+HK$1,308/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$42,992/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,503
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,107
−HK$612/mo
Today · 4.125%
HK$23,719
baseline
▲ 0.50% · 4.625%
HK$24,969
+HK$1,250/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,438/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,251
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,943
−HK$703/mo
Today · 4.125%
HK$23,646
baseline
▲ 0.50% · 4.625%
HK$25,085
+HK$1,439/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$47,292/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,754
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,418
−HK$673/mo
Today · 4.125%
HK$26,091
baseline
▲ 0.50% · 4.625%
HK$27,466
+HK$1,375/mo
Deposit HK$3.99M · loan HK$4.88M · min. income ≈ HK$52,182/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,273
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,029
−HK$767/mo
Today · 4.125%
HK$25,796
baseline
▲ 0.50% · 4.625%
HK$27,365
+HK$1,569/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$51,592/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,004
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,728
−HK$735/mo
Today · 4.125%
HK$28,463
baseline
▲ 0.50% · 4.625%
HK$29,963
+HK$1,500/mo
Deposit HK$3.55M · loan HK$5.32M · min. income ≈ HK$56,926/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,296
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,114
−HK$831/mo
Today · 4.125%
HK$27,945
baseline
▲ 0.50% · 4.625%
HK$29,646
+HK$1,701/mo
Deposit HK$3.10M · loan HK$5.77M · min. income ≈ HK$55,890/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,254
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,039
−HK$796/mo
Today · 4.125%
HK$30,835
baseline
▲ 0.50% · 4.625%
HK$32,460
+HK$1,625/mo
Deposit HK$3.10M · loan HK$5.77M · min. income ≈ HK$61,670/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,319
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,200
−HK$895/mo
Today · 4.125%
HK$30,095
baseline
▲ 0.50% · 4.625%
HK$31,926
+HK$1,831/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$60,190/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,505
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,350
−HK$857/mo
Today · 4.125%
HK$33,207
baseline
▲ 0.50% · 4.625%
HK$34,957
+HK$1,750/mo
Deposit HK$2.66M · loan HK$6.21M · min. income ≈ HK$66,414/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,342
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,286
−HK$959/mo
Today · 4.125%
HK$32,245
baseline
▲ 0.50% · 4.625%
HK$34,207
+HK$1,962/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,490/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,755
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,660
−HK$919/mo
Today · 4.125%
HK$35,579
baseline
▲ 0.50% · 4.625%
HK$37,454
+HK$1,875/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,158/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,365
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,371
−HK$1,023/mo
Today · 4.125%
HK$34,394
baseline
▲ 0.50% · 4.625%
HK$36,487
+HK$2,093/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$68,788/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,005
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,971
−HK$980/mo
Today · 4.125%
HK$37,951
baseline
▲ 0.50% · 4.625%
HK$39,951
+HK$2,000/mo
Deposit HK$1.77M · loan HK$7.10M · min. income ≈ HK$75,902/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,387
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,457
−HK$1,087/mo
Today · 4.125%
HK$36,544
baseline
▲ 0.50% · 4.625%
HK$38,767
+HK$2,223/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$73,088/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,256
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$39,282
−HK$1,040/mo
Today · 4.125%
HK$40,322
baseline
▲ 0.50% · 4.625%
HK$42,448
+HK$2,126/mo
Deposit HK$1.33M · loan HK$7.54M · min. income ≈ HK$80,644/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,410
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,543
−HK$1,150/mo
Today · 4.125%
HK$38,693
baseline
▲ 0.50% · 4.625%
HK$41,048
+HK$2,355/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$77,386/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,506
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$41,592
−HK$1,102/mo
Today · 4.125%
HK$42,694
baseline
▲ 0.50% · 4.625%
HK$44,945
+HK$2,251/mo
Deposit HK$887K · loan HK$7.98M · min. income ≈ HK$85,388/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,127 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).