▼ 0.50% · 3.625%
HK$20,623
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,265
−HK$651/mo
Today · 4.125%
HK$21,916
baseline
▲ 0.50% · 4.625%
HK$23,250
+HK$1,334/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,832/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,943
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$23,558
−HK$625/mo
Today · 4.125%
HK$24,183
baseline
▲ 0.50% · 4.625%
HK$25,457
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,366/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,686
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,391
−HK$717/mo
Today · 4.125%
HK$24,108
baseline
▲ 0.50% · 4.625%
HK$25,575
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,216/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,237
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,914
−HK$687/mo
Today · 4.125%
HK$26,601
baseline
▲ 0.50% · 4.625%
HK$28,003
+HK$1,402/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,202/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,748
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,518
−HK$782/mo
Today · 4.125%
HK$26,300
baseline
▲ 0.50% · 4.625%
HK$27,900
+HK$1,600/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,600/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,532
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,270
−HK$749/mo
Today · 4.125%
HK$29,019
baseline
▲ 0.50% · 4.625%
HK$30,549
+HK$1,530/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,038/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,810
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,644
−HK$847/mo
Today · 4.125%
HK$28,491
baseline
▲ 0.50% · 4.625%
HK$30,225
+HK$1,734/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$56,982/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,826
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,626
−HK$811/mo
Today · 4.125%
HK$31,437
baseline
▲ 0.50% · 4.625%
HK$33,095
+HK$1,658/mo
Deposit HK$3.17M · loan HK$5.88M · min. income ≈ HK$62,874/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,873
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,771
−HK$912/mo
Today · 4.125%
HK$30,683
baseline
▲ 0.50% · 4.625%
HK$32,550
+HK$1,867/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,366/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,120
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,982
−HK$874/mo
Today · 4.125%
HK$33,856
baseline
▲ 0.50% · 4.625%
HK$35,640
+HK$1,784/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,712/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,935
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,897
−HK$978/mo
Today · 4.125%
HK$32,875
baseline
▲ 0.50% · 4.625%
HK$34,875
+HK$2,000/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,750/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,415
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,338
−HK$936/mo
Today · 4.125%
HK$36,274
baseline
▲ 0.50% · 4.625%
HK$38,186
+HK$1,912/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,548/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,997
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,024
−HK$1,042/mo
Today · 4.125%
HK$35,066
baseline
▲ 0.50% · 4.625%
HK$37,200
+HK$2,134/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,132/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,709
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,694
−HK$998/mo
Today · 4.125%
HK$38,692
baseline
▲ 0.50% · 4.625%
HK$40,732
+HK$2,040/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,384/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,059
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,150
−HK$1,108/mo
Today · 4.125%
HK$37,258
baseline
▲ 0.50% · 4.625%
HK$39,525
+HK$2,267/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,516/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,003
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,049
−HK$1,062/mo
Today · 4.125%
HK$41,111
baseline
▲ 0.50% · 4.625%
HK$43,278
+HK$2,167/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,222/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,122
−HK$2,328/mo
▼ 0.25% · 3.875%
HK$38,276
−HK$1,174/mo
Today · 4.125%
HK$39,450
baseline
▲ 0.50% · 4.625%
HK$41,850
+HK$2,400/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,900/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,298
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,405
−HK$1,124/mo
Today · 4.125%
HK$43,529
baseline
▲ 0.50% · 4.625%
HK$45,823
+HK$2,294/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,058/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,426 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).