▼ 0.50% · 3.625%
HK$20,710
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,354
−HK$655/mo
Today · 4.125%
HK$22,009
baseline
▲ 0.50% · 4.625%
HK$23,348
+HK$1,339/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,018/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,040
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,658
−HK$626/mo
Today · 4.125%
HK$24,284
baseline
▲ 0.50% · 4.625%
HK$25,564
+HK$1,280/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,568/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,781
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,490
−HK$720/mo
Today · 4.125%
HK$24,210
baseline
▲ 0.50% · 4.625%
HK$25,683
+HK$1,473/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,420/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,344
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,023
−HK$690/mo
Today · 4.125%
HK$26,713
baseline
▲ 0.50% · 4.625%
HK$28,121
+HK$1,408/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,426/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,852
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,625
−HK$785/mo
Today · 4.125%
HK$26,410
baseline
▲ 0.50% · 4.625%
HK$28,017
+HK$1,607/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$52,820/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,648
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,389
−HK$752/mo
Today · 4.125%
HK$29,141
baseline
▲ 0.50% · 4.625%
HK$30,677
+HK$1,536/mo
Deposit HK$3.63M · loan HK$5.45M · min. income ≈ HK$58,282/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,923
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,760
−HK$851/mo
Today · 4.125%
HK$28,611
baseline
▲ 0.50% · 4.625%
HK$30,352
+HK$1,741/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$57,222/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,952
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,755
−HK$815/mo
Today · 4.125%
HK$31,570
baseline
▲ 0.50% · 4.625%
HK$33,234
+HK$1,664/mo
Deposit HK$3.18M · loan HK$5.90M · min. income ≈ HK$63,140/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,994
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,896
−HK$916/mo
Today · 4.125%
HK$30,812
baseline
▲ 0.50% · 4.625%
HK$32,687
+HK$1,875/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$61,624/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,255
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$33,121
−HK$877/mo
Today · 4.125%
HK$33,998
baseline
▲ 0.50% · 4.625%
HK$35,790
+HK$1,792/mo
Deposit HK$2.72M · loan HK$6.36M · min. income ≈ HK$67,996/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,065
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$32,031
−HK$982/mo
Today · 4.125%
HK$33,013
baseline
▲ 0.50% · 4.625%
HK$35,022
+HK$2,009/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$66,026/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,559
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,486
−HK$941/mo
Today · 4.125%
HK$36,427
baseline
▲ 0.50% · 4.625%
HK$38,347
+HK$1,920/mo
Deposit HK$2.27M · loan HK$6.81M · min. income ≈ HK$72,854/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,136
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,167
−HK$1,047/mo
Today · 4.125%
HK$35,214
baseline
▲ 0.50% · 4.625%
HK$37,357
+HK$2,143/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,428/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,863
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,852
−HK$1,003/mo
Today · 4.125%
HK$38,855
baseline
▲ 0.50% · 4.625%
HK$40,903
+HK$2,048/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,710/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,207
−HK$2,208/mo
▼ 0.25% · 3.875%
HK$36,302
−HK$1,113/mo
Today · 4.125%
HK$37,415
baseline
▲ 0.50% · 4.625%
HK$39,691
+HK$2,276/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$74,830/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,167
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,218
−HK$1,065/mo
Today · 4.125%
HK$41,283
baseline
▲ 0.50% · 4.625%
HK$43,460
+HK$2,177/mo
Deposit HK$1.36M · loan HK$7.72M · min. income ≈ HK$82,566/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,278
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,438
−HK$1,178/mo
Today · 4.125%
HK$39,616
baseline
▲ 0.50% · 4.625%
HK$42,026
+HK$2,410/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$79,232/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,471
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,584
−HK$1,128/mo
Today · 4.125%
HK$43,712
baseline
▲ 0.50% · 4.625%
HK$46,016
+HK$2,304/mo
Deposit HK$908K · loan HK$8.17M · min. income ≈ HK$87,424/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,230 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).