▼ 0.50% · 3.625%
HK$18,444
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,017
−HK$583/mo
Today · 4.125%
HK$19,600
baseline
▲ 0.50% · 4.625%
HK$20,793
+HK$1,193/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,200/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,518
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,069
−HK$558/mo
Today · 4.125%
HK$21,627
baseline
▲ 0.50% · 4.625%
HK$22,767
+HK$1,140/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,254/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,288
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,919
−HK$641/mo
Today · 4.125%
HK$21,560
baseline
▲ 0.50% · 4.625%
HK$22,872
+HK$1,312/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$43,120/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,570
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,176
−HK$614/mo
Today · 4.125%
HK$23,790
baseline
▲ 0.50% · 4.625%
HK$25,044
+HK$1,254/mo
Deposit HK$3.64M · loan HK$4.45M · min. income ≈ HK$47,580/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,133
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,821
−HK$699/mo
Today · 4.125%
HK$23,520
baseline
▲ 0.50% · 4.625%
HK$24,952
+HK$1,432/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$47,040/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,622
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,283
−HK$669/mo
Today · 4.125%
HK$25,952
baseline
▲ 0.50% · 4.625%
HK$27,320
+HK$1,368/mo
Deposit HK$3.24M · loan HK$4.85M · min. income ≈ HK$51,904/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,977
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,723
−HK$757/mo
Today · 4.125%
HK$25,480
baseline
▲ 0.50% · 4.625%
HK$27,031
+HK$1,551/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$50,960/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,674
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,389
−HK$726/mo
Today · 4.125%
HK$28,115
baseline
▲ 0.50% · 4.625%
HK$29,597
+HK$1,482/mo
Deposit HK$2.83M · loan HK$5.26M · min. income ≈ HK$56,230/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,821
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,624
−HK$816/mo
Today · 4.125%
HK$27,440
baseline
▲ 0.50% · 4.625%
HK$29,110
+HK$1,670/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$54,880/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,726
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,496
−HK$782/mo
Today · 4.125%
HK$30,278
baseline
▲ 0.50% · 4.625%
HK$31,874
+HK$1,596/mo
Deposit HK$2.43M · loan HK$5.66M · min. income ≈ HK$60,556/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,666
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,526
−HK$875/mo
Today · 4.125%
HK$29,401
baseline
▲ 0.50% · 4.625%
HK$31,189
+HK$1,788/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$58,802/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,778
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,603
−HK$838/mo
Today · 4.125%
HK$32,441
baseline
▲ 0.50% · 4.625%
HK$34,151
+HK$1,710/mo
Deposit HK$2.02M · loan HK$6.07M · min. income ≈ HK$64,882/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,510
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,428
−HK$933/mo
Today · 4.125%
HK$31,361
baseline
▲ 0.50% · 4.625%
HK$33,269
+HK$1,908/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$62,722/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,830
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$33,710
−HK$893/mo
Today · 4.125%
HK$34,603
baseline
▲ 0.50% · 4.625%
HK$36,427
+HK$1,824/mo
Deposit HK$1.62M · loan HK$6.47M · min. income ≈ HK$69,206/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,354
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,330
−HK$991/mo
Today · 4.125%
HK$33,321
baseline
▲ 0.50% · 4.625%
HK$35,348
+HK$2,027/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$66,642/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,881
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,817
−HK$949/mo
Today · 4.125%
HK$36,766
baseline
▲ 0.50% · 4.625%
HK$38,704
+HK$1,938/mo
Deposit HK$1.21M · loan HK$6.88M · min. income ≈ HK$73,532/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,199
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,231
−HK$1,050/mo
Today · 4.125%
HK$35,281
baseline
▲ 0.50% · 4.625%
HK$37,427
+HK$2,146/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$70,562/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,933
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,924
−HK$1,005/mo
Today · 4.125%
HK$38,929
baseline
▲ 0.50% · 4.625%
HK$40,981
+HK$2,052/mo
Deposit HK$809K · loan HK$7.28M · min. income ≈ HK$77,858/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,654 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).