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At today's rate and a 90% mortgage, the deposit on this unit is about HK$432K, with repayments around HK$18,824/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$432K · loan HK$3.88M · min. income ≈ HK$37,648/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$63,226 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- 5
- Saleable Area
- 392 Saleable ft²
- Gross Area
- 492 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-13 | HK$4.00M | −14.9% 3.4y · −4.0%/yr |
| 2021-12-14 | HK$4.70M | +17.5% 6.9y · 3.0%/yr |
| 2015-01-08 | HK$4.00M | +61.3% |
| 2012-05-28 | HK$2.48M | +71.0% |
| 2009-05-18 | HK$1.45M | +30.6% |
| 2007-08-20 | HK$1.11M | +5.7% |
| 2005-05-11 | HK$1.05M | — |