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At today's rate and a 90% mortgage, the deposit on this unit is about HK$384K, with repayments around HK$16,729/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$384K · loan HK$3.45M · min. income ≈ HK$33,458/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 2
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 403 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-15 | HK$4.94M | +17.3% 3.3y · 5.0%/yr |
| 2017-06-02 | HK$4.21M | +216.5% 7.6y · 28.0%/yr |
| 2009-10-16 | HK$1.33M | −6.3% |
| 1998-04-24 | HK$1.42M | +10.1% |
| 1996-07-31 | HK$1.29M | +11.2% |
| 1996-05-24 | HK$1.16M | — |