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At today's rate and a 90% mortgage, the deposit on this unit is about HK$362K, with repayments around HK$15,800/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$362K · loan HK$3.26M · min. income ≈ HK$31,600/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- 1
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-02 | HK$3.30M | +6.5% 8.6y · 1.0%/yr |
| 2016-04-19 | HK$3.10M | +21.6% 3.1y · 7.0%/yr |
| 2013-03-28 | HK$2.55M | +56.4% |
| 2011-02-08 | HK$1.63M | −2.4% |
| 1997-06-02 | HK$1.67M | +38.0% |
| 1996-05-14 | HK$1.21M | — |