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At today's rate and a 90% mortgage, the deposit on this unit is about HK$383K, with repayments around HK$16,720/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$383K · loan HK$3.45M · min. income ≈ HK$33,440/mo (50% DSR)
Upfront cash ≈ HK$383K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 1
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-11-04 | HK$3.60M | +3.4% 1.0y |
| 2024-11-11 | HK$3.48M | +132.0% 14.2y · 9.0%/yr |
| 2010-09-15 | HK$1.50M | +24.0% |
| 2009-12-01 | HK$1.21M | +0.0% |
| 2008-06-27 | HK$1.21M | +49.4% |
| 2005-03-18 | HK$810K | −16.5% |
| 2001-03-20 | HK$970K | — |