Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$411K, with repayments around HK$17,948/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$411K · loan HK$3.70M · min. income ≈ HK$35,896/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$23,054 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 4
- Saleable Area
- 392 Saleable ft²
- Gross Area
- 492 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-16 | HK$5.26M | +28.9% 3.4y · 9.0%/yr |
| 2017-02-03 | HK$4.08M | +137.2% 6.2y · 22.0%/yr |
| 2010-11-25 | HK$1.72M | +9.6% |
| 2010-04-23 | HK$1.57M | +8.3% |
| 2010-01-19 | HK$1.45M | +9.0% |
| 2008-04-03 | HK$1.33M | +47.8% |
| 2006-05-16 | HK$900K | — |