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At today's rate and a 90% mortgage, the deposit on this unit is about HK$356K, with repayments around HK$15,531/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$356K · loan HK$3.20M · min. income ≈ HK$31,062/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 7
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 403 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-14 | HK$3.80M | −5.0% 4.5y · −1.0%/yr |
| 2018-05-14 | HK$4.00M | +150.0% 7.3y · 21.0%/yr |
| 2011-02-16 | HK$1.60M | +15.1% |
| 2010-09-06 | HK$1.39M | +69.5% |
| 2001-03-23 | HK$820K | +17.1% |
| 2001-03-09 | HK$700K | — |