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At today's rate and a 90% mortgage, the deposit on this unit is about HK$514K, with repayments around HK$22,430/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$514K · loan HK$4.63M · min. income ≈ HK$44,860/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$115,702 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- 3
- Saleable Area
- 460 Saleable ft²
- Gross Area
- 577 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-27 | HK$4.60M | −20.8% 7.8y · −3.0%/yr |
| 2017-10-03 | HK$5.81M | +59.2% 4.4y · 13.0%/yr |
| 2013-05-14 | HK$3.65M | +231.8% |
| 2003-03-25 | HK$1.10M | −51.8% |
| 1998-04-18 | HK$2.28M | +3.6% |
| 1997-03-04 | HK$2.20M | +36.6% |
| 1995-09-04 | HK$1.61M | — |