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At today's rate and a 90% mortgage, the deposit on this unit is about HK$353K, with repayments around HK$15,408/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$353K · loan HK$3.18M · min. income ≈ HK$30,816/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Tai Wo Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 51 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 1
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 402 ft²
- Efficiency
- 80%
- District
- Tai Po District · New Territories East
- School net (POA)
- 84
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-16 | HK$4.63M | +79.5% 3.1y · 26.0%/yr |
| 2016-03-24 | HK$2.58M | +56.4% 4.7y · 12.0%/yr |
| 2011-07-25 | HK$1.65M | +27.9% |
| 2010-02-09 | HK$1.29M | +17.3% |
| 2009-09-22 | HK$1.10M | +20.9% |
| 2009-05-12 | HK$910K | +9.6% |
| 2008-07-09 | HK$830K | — |