▼ 0.50% · 3.625%
HK$2,860
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,949
−HK$90/mo
Today · 4.125%
HK$3,039
baseline
▲ 0.50% · 4.625%
HK$3,224
+HK$185/mo
Deposit HK$627K · loan HK$627K · min. income ≈ HK$6,078/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,181
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,267
−HK$86/mo
Today · 4.125%
HK$3,353
baseline
▲ 0.50% · 4.625%
HK$3,530
+HK$177/mo
Deposit HK$627K · loan HK$627K · min. income ≈ HK$6,706/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,146
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,244
−HK$99/mo
Today · 4.125%
HK$3,343
baseline
▲ 0.50% · 4.625%
HK$3,546
+HK$203/mo
Deposit HK$564K · loan HK$690K · min. income ≈ HK$6,686/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,500
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,593
−HK$96/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,883
+HK$194/mo
Deposit HK$564K · loan HK$690K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,432
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,538
−HK$109/mo
Today · 4.125%
HK$3,647
baseline
▲ 0.50% · 4.625%
HK$3,869
+HK$222/mo
Deposit HK$502K · loan HK$752K · min. income ≈ HK$7,294/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,818
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$104/mo
Today · 4.125%
HK$4,024
baseline
▲ 0.50% · 4.625%
HK$4,236
+HK$212/mo
Deposit HK$502K · loan HK$752K · min. income ≈ HK$8,048/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,718
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$118/mo
Today · 4.125%
HK$3,951
baseline
▲ 0.50% · 4.625%
HK$4,191
+HK$240/mo
Deposit HK$439K · loan HK$815K · min. income ≈ HK$7,902/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,247
−HK$112/mo
Today · 4.125%
HK$4,359
baseline
▲ 0.50% · 4.625%
HK$4,589
+HK$230/mo
Deposit HK$439K · loan HK$815K · min. income ≈ HK$8,718/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,004
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$127/mo
Today · 4.125%
HK$4,255
baseline
▲ 0.50% · 4.625%
HK$4,514
+HK$259/mo
Deposit HK$376K · loan HK$878K · min. income ≈ HK$8,510/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,454
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,573
−HK$122/mo
Today · 4.125%
HK$4,695
baseline
▲ 0.50% · 4.625%
HK$4,942
+HK$247/mo
Deposit HK$376K · loan HK$878K · min. income ≈ HK$9,390/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,290
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,423
−HK$136/mo
Today · 4.125%
HK$4,559
baseline
▲ 0.50% · 4.625%
HK$4,836
+HK$277/mo
Deposit HK$314K · loan HK$941K · min. income ≈ HK$9,118/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,772
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,900
−HK$130/mo
Today · 4.125%
HK$5,030
baseline
▲ 0.50% · 4.625%
HK$5,295
+HK$265/mo
Deposit HK$314K · loan HK$941K · min. income ≈ HK$10,060/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,576
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$145/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$295/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$138/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$283/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$153/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$315/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$147/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$300/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,148
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,308
−HK$162/mo
Today · 4.125%
HK$5,470
baseline
▲ 0.50% · 4.625%
HK$5,803
+HK$333/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$10,940/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,727
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,880
−HK$156/mo
Today · 4.125%
HK$6,036
baseline
▲ 0.50% · 4.625%
HK$6,354
+HK$318/mo
Deposit HK$125K · loan HK$1.13M · min. income ≈ HK$12,072/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).