▼ 0.50% · 3.625%
HK$3,085
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,181
−HK$98/mo
Today · 4.125%
HK$3,279
baseline
▲ 0.50% · 4.625%
HK$3,478
+HK$199/mo
Deposit HK$677K · loan HK$677K · min. income ≈ HK$6,558/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,432
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,524
−HK$94/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,809
+HK$191/mo
Deposit HK$677K · loan HK$677K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,394
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,499
−HK$108/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,826
+HK$219/mo
Deposit HK$609K · loan HK$744K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,776
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,877
−HK$103/mo
Today · 4.125%
HK$3,980
baseline
▲ 0.50% · 4.625%
HK$4,189
+HK$209/mo
Deposit HK$609K · loan HK$744K · min. income ≈ HK$7,960/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,702
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,818
−HK$117/mo
Today · 4.125%
HK$3,935
baseline
▲ 0.50% · 4.625%
HK$4,174
+HK$239/mo
Deposit HK$541K · loan HK$812K · min. income ≈ HK$7,870/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,119
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$112/mo
Today · 4.125%
HK$4,341
baseline
▲ 0.50% · 4.625%
HK$4,570
+HK$229/mo
Deposit HK$541K · loan HK$812K · min. income ≈ HK$8,682/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,011
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,136
−HK$126/mo
Today · 4.125%
HK$4,262
baseline
▲ 0.50% · 4.625%
HK$4,522
+HK$260/mo
Deposit HK$474K · loan HK$879K · min. income ≈ HK$8,524/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,462
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,582
−HK$121/mo
Today · 4.125%
HK$4,703
baseline
▲ 0.50% · 4.625%
HK$4,951
+HK$248/mo
Deposit HK$474K · loan HK$879K · min. income ≈ HK$9,406/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,454
−HK$136/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,870
+HK$280/mo
Deposit HK$406K · loan HK$947K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$131/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,332
+HK$267/mo
Deposit HK$406K · loan HK$947K · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,628
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,772
−HK$146/mo
Today · 4.125%
HK$4,918
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$300/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$9,836/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,149
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,287
−HK$140/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,713
+HK$286/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,937
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,090
−HK$156/mo
Today · 4.125%
HK$5,246
baseline
▲ 0.50% · 4.625%
HK$5,565
+HK$319/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$10,492/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,492
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,639
−HK$150/mo
Today · 4.125%
HK$5,789
baseline
▲ 0.50% · 4.625%
HK$6,094
+HK$305/mo
Deposit HK$271K · loan HK$1.08M · min. income ≈ HK$11,578/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,408
−HK$166/mo
Today · 4.125%
HK$5,574
baseline
▲ 0.50% · 4.625%
HK$5,913
+HK$339/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,148/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$158/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,475
+HK$325/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,554
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,726
−HK$176/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,261
+HK$359/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,344
−HK$168/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,855
+HK$343/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).