▼ 0.50% · 3.625%
HK$2,877
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,967
−HK$91/mo
Today · 4.125%
HK$3,058
baseline
▲ 0.50% · 4.625%
HK$3,244
+HK$186/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,116/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,201
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,287
−HK$87/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,552
+HK$178/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,165
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$100/mo
Today · 4.125%
HK$3,363
baseline
▲ 0.50% · 4.625%
HK$3,568
+HK$205/mo
Deposit HK$568K · loan HK$694K · min. income ≈ HK$6,726/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,521
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,615
−HK$96/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,907
+HK$196/mo
Deposit HK$568K · loan HK$694K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,453
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,560
−HK$109/mo
Today · 4.125%
HK$3,669
baseline
▲ 0.50% · 4.625%
HK$3,892
+HK$223/mo
Deposit HK$505K · loan HK$757K · min. income ≈ HK$7,338/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,841
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,944
−HK$104/mo
Today · 4.125%
HK$4,048
baseline
▲ 0.50% · 4.625%
HK$4,262
+HK$214/mo
Deposit HK$505K · loan HK$757K · min. income ≈ HK$8,096/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,857
−HK$118/mo
Today · 4.125%
HK$3,975
baseline
▲ 0.50% · 4.625%
HK$4,217
+HK$242/mo
Deposit HK$442K · loan HK$820K · min. income ≈ HK$7,950/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,273
−HK$113/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$231/mo
Deposit HK$442K · loan HK$820K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$128/mo
Today · 4.125%
HK$4,281
baseline
▲ 0.50% · 4.625%
HK$4,541
+HK$260/mo
Deposit HK$379K · loan HK$883K · min. income ≈ HK$8,562/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,481
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,601
−HK$122/mo
Today · 4.125%
HK$4,723
baseline
▲ 0.50% · 4.625%
HK$4,972
+HK$249/mo
Deposit HK$379K · loan HK$883K · min. income ≈ HK$9,446/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,316
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,450
−HK$136/mo
Today · 4.125%
HK$4,586
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$279/mo
Deposit HK$315K · loan HK$946K · min. income ≈ HK$9,172/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,801
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,930
−HK$131/mo
Today · 4.125%
HK$5,061
baseline
▲ 0.50% · 4.625%
HK$5,327
+HK$266/mo
Deposit HK$315K · loan HK$946K · min. income ≈ HK$10,122/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,747
−HK$145/mo
Today · 4.125%
HK$4,892
baseline
▲ 0.50% · 4.625%
HK$5,190
+HK$298/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$9,784/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,121
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,259
−HK$139/mo
Today · 4.125%
HK$5,398
baseline
▲ 0.50% · 4.625%
HK$5,682
+HK$284/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$10,796/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,891
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,043
−HK$155/mo
Today · 4.125%
HK$5,198
baseline
▲ 0.50% · 4.625%
HK$5,514
+HK$316/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,396/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,441
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,587
−HK$148/mo
Today · 4.125%
HK$5,735
baseline
▲ 0.50% · 4.625%
HK$6,038
+HK$303/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,470/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,179
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,340
−HK$164/mo
Today · 4.125%
HK$5,504
baseline
▲ 0.50% · 4.625%
HK$5,838
+HK$334/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$11,008/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,761
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,916
−HK$157/mo
Today · 4.125%
HK$6,073
baseline
▲ 0.50% · 4.625%
HK$6,393
+HK$320/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$12,146/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).