▼ 0.50% · 3.625%
HK$2,921
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,011
−HK$93/mo
Today · 4.125%
HK$3,104
baseline
▲ 0.50% · 4.625%
HK$3,293
+HK$189/mo
Deposit HK$640K · loan HK$640K · min. income ≈ HK$6,208/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,249
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,336
−HK$89/mo
Today · 4.125%
HK$3,425
baseline
▲ 0.50% · 4.625%
HK$3,605
+HK$180/mo
Deposit HK$640K · loan HK$640K · min. income ≈ HK$6,850/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,213
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,313
−HK$101/mo
Today · 4.125%
HK$3,414
baseline
▲ 0.50% · 4.625%
HK$3,622
+HK$208/mo
Deposit HK$576K · loan HK$704K · min. income ≈ HK$6,828/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,574
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,670
−HK$97/mo
Today · 4.125%
HK$3,767
baseline
▲ 0.50% · 4.625%
HK$3,966
+HK$199/mo
Deposit HK$576K · loan HK$704K · min. income ≈ HK$7,534/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,505
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,614
−HK$110/mo
Today · 4.125%
HK$3,724
baseline
▲ 0.50% · 4.625%
HK$3,951
+HK$227/mo
Deposit HK$512K · loan HK$768K · min. income ≈ HK$7,448/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,899
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,003
−HK$107/mo
Today · 4.125%
HK$4,110
baseline
▲ 0.50% · 4.625%
HK$4,326
+HK$216/mo
Deposit HK$512K · loan HK$768K · min. income ≈ HK$8,220/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,797
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,915
−HK$120/mo
Today · 4.125%
HK$4,035
baseline
▲ 0.50% · 4.625%
HK$4,280
+HK$245/mo
Deposit HK$448K · loan HK$833K · min. income ≈ HK$8,070/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,224
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,337
−HK$115/mo
Today · 4.125%
HK$4,452
baseline
▲ 0.50% · 4.625%
HK$4,687
+HK$235/mo
Deposit HK$448K · loan HK$833K · min. income ≈ HK$8,904/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,089
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,216
−HK$129/mo
Today · 4.125%
HK$4,345
baseline
▲ 0.50% · 4.625%
HK$4,610
+HK$265/mo
Deposit HK$384K · loan HK$897K · min. income ≈ HK$8,690/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,671
−HK$123/mo
Today · 4.125%
HK$4,794
baseline
▲ 0.50% · 4.625%
HK$5,047
+HK$253/mo
Deposit HK$384K · loan HK$897K · min. income ≈ HK$9,588/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,381
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,517
−HK$139/mo
Today · 4.125%
HK$4,656
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$283/mo
Deposit HK$320K · loan HK$961K · min. income ≈ HK$9,312/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,874
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,004
−HK$133/mo
Today · 4.125%
HK$5,137
baseline
▲ 0.50% · 4.625%
HK$5,408
+HK$271/mo
Deposit HK$320K · loan HK$961K · min. income ≈ HK$10,274/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,673
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,818
−HK$148/mo
Today · 4.125%
HK$4,966
baseline
▲ 0.50% · 4.625%
HK$5,268
+HK$302/mo
Deposit HK$256K · loan HK$1.02M · min. income ≈ HK$9,932/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,199
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,338
−HK$141/mo
Today · 4.125%
HK$5,479
baseline
▲ 0.50% · 4.625%
HK$5,768
+HK$289/mo
Deposit HK$256K · loan HK$1.02M · min. income ≈ HK$10,958/mo (50% DSR)
Upfront cash ≈ HK$256K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$157/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,597
+HK$321/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$150/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,129
+HK$307/mo
Deposit HK$192K · loan HK$1.09M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,257
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,421
−HK$166/mo
Today · 4.125%
HK$5,587
baseline
▲ 0.50% · 4.625%
HK$5,927
+HK$340/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$11,174/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,848
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,005
−HK$159/mo
Today · 4.125%
HK$6,164
baseline
▲ 0.50% · 4.625%
HK$6,489
+HK$325/mo
Deposit HK$128K · loan HK$1.15M · min. income ≈ HK$12,328/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).