▼ 0.50% · 3.625%
HK$15,556
−HK$975/mo
▼ 0.25% · 3.875%
HK$16,040
−HK$491/mo
Today · 4.125%
HK$16,531
baseline
▲ 0.50% · 4.625%
HK$17,537
+HK$1,006/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$33,062/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,306
−HK$935/mo
▼ 0.25% · 3.875%
HK$17,770
−HK$471/mo
Today · 4.125%
HK$18,241
baseline
▲ 0.50% · 4.625%
HK$19,202
+HK$961/mo
Deposit HK$3.41M · loan HK$3.41M · min. income ≈ HK$36,482/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,112
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,644
−HK$541/mo
Today · 4.125%
HK$18,185
baseline
▲ 0.50% · 4.625%
HK$19,291
+HK$1,106/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$36,370/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,036
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,547
−HK$518/mo
Today · 4.125%
HK$20,065
baseline
▲ 0.50% · 4.625%
HK$21,123
+HK$1,058/mo
Deposit HK$3.07M · loan HK$3.75M · min. income ≈ HK$40,130/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,667
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,248
−HK$590/mo
Today · 4.125%
HK$19,838
baseline
▲ 0.50% · 4.625%
HK$21,045
+HK$1,207/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$39,676/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,767
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,324
−HK$565/mo
Today · 4.125%
HK$21,889
baseline
▲ 0.50% · 4.625%
HK$23,043
+HK$1,154/mo
Deposit HK$2.73M · loan HK$4.09M · min. income ≈ HK$43,778/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,223
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,852
−HK$639/mo
Today · 4.125%
HK$21,491
baseline
▲ 0.50% · 4.625%
HK$22,799
+HK$1,308/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$42,982/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,498
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,101
−HK$612/mo
Today · 4.125%
HK$23,713
baseline
▲ 0.50% · 4.625%
HK$24,963
+HK$1,250/mo
Deposit HK$2.39M · loan HK$4.43M · min. income ≈ HK$47,426/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,778
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,456
−HK$688/mo
Today · 4.125%
HK$23,144
baseline
▲ 0.50% · 4.625%
HK$24,552
+HK$1,408/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$46,288/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,228
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,878
−HK$659/mo
Today · 4.125%
HK$25,537
baseline
▲ 0.50% · 4.625%
HK$26,883
+HK$1,346/mo
Deposit HK$2.05M · loan HK$4.78M · min. income ≈ HK$51,074/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,334
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,060
−HK$737/mo
Today · 4.125%
HK$24,797
baseline
▲ 0.50% · 4.625%
HK$26,306
+HK$1,509/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$49,594/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,959
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$26,655
−HK$706/mo
Today · 4.125%
HK$27,361
baseline
▲ 0.50% · 4.625%
HK$28,803
+HK$1,442/mo
Deposit HK$1.71M · loan HK$5.12M · min. income ≈ HK$54,722/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,890
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,664
−HK$786/mo
Today · 4.125%
HK$26,450
baseline
▲ 0.50% · 4.625%
HK$28,060
+HK$1,610/mo
Deposit HK$1.36M · loan HK$5.46M · min. income ≈ HK$52,900/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,689
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,432
−HK$753/mo
Today · 4.125%
HK$29,185
baseline
▲ 0.50% · 4.625%
HK$30,724
+HK$1,539/mo
Deposit HK$1.36M · loan HK$5.46M · min. income ≈ HK$58,370/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,445
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,268
−HK$835/mo
Today · 4.125%
HK$28,103
baseline
▲ 0.50% · 4.625%
HK$29,814
+HK$1,711/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$56,206/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,420
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,209
−HK$800/mo
Today · 4.125%
HK$31,009
baseline
▲ 0.50% · 4.625%
HK$32,644
+HK$1,635/mo
Deposit HK$1.02M · loan HK$5.80M · min. income ≈ HK$62,018/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,001
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,872
−HK$885/mo
Today · 4.125%
HK$29,757
baseline
▲ 0.50% · 4.625%
HK$31,567
+HK$1,810/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$59,514/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,151
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,986
−HK$847/mo
Today · 4.125%
HK$32,833
baseline
▲ 0.50% · 4.625%
HK$34,564
+HK$1,731/mo
Deposit HK$682K · loan HK$6.14M · min. income ≈ HK$65,666/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$204,661 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).