▼ 0.50% · 3.625%
HK$15,050
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,519
−HK$475/mo
Today · 4.125%
HK$15,994
baseline
▲ 0.50% · 4.625%
HK$16,967
+HK$973/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,988/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,743
−HK$905/mo
▼ 0.25% · 3.875%
HK$17,193
−HK$455/mo
Today · 4.125%
HK$17,648
baseline
▲ 0.50% · 4.625%
HK$18,578
+HK$930/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,296/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,555
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,070
−HK$524/mo
Today · 4.125%
HK$17,594
baseline
▲ 0.50% · 4.625%
HK$18,664
+HK$1,070/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,188/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,418
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,912
−HK$501/mo
Today · 4.125%
HK$19,413
baseline
▲ 0.50% · 4.625%
HK$20,436
+HK$1,023/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,826/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,061
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,622
−HK$571/mo
Today · 4.125%
HK$19,193
baseline
▲ 0.50% · 4.625%
HK$20,361
+HK$1,168/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,386/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,092
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,631
−HK$547/mo
Today · 4.125%
HK$21,178
baseline
▲ 0.50% · 4.625%
HK$22,294
+HK$1,116/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,356/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,566
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,174
−HK$618/mo
Today · 4.125%
HK$20,792
baseline
▲ 0.50% · 4.625%
HK$22,058
+HK$1,266/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,584/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,766
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,350
−HK$592/mo
Today · 4.125%
HK$22,942
baseline
▲ 0.50% · 4.625%
HK$24,152
+HK$1,210/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,884/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,071
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,726
−HK$666/mo
Today · 4.125%
HK$22,392
baseline
▲ 0.50% · 4.625%
HK$23,754
+HK$1,362/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,784/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,441
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,070
−HK$637/mo
Today · 4.125%
HK$24,707
baseline
▲ 0.50% · 4.625%
HK$26,010
+HK$1,303/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,414/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,576
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,278
−HK$713/mo
Today · 4.125%
HK$23,991
baseline
▲ 0.50% · 4.625%
HK$25,451
+HK$1,460/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$47,982/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,115
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,789
−HK$683/mo
Today · 4.125%
HK$26,472
baseline
▲ 0.50% · 4.625%
HK$27,867
+HK$1,395/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$52,944/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,081
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,830
−HK$761/mo
Today · 4.125%
HK$25,591
baseline
▲ 0.50% · 4.625%
HK$27,148
+HK$1,557/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$51,182/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,790
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,508
−HK$729/mo
Today · 4.125%
HK$28,237
baseline
▲ 0.50% · 4.625%
HK$29,725
+HK$1,488/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$56,474/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,586
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,382
−HK$808/mo
Today · 4.125%
HK$27,190
baseline
▲ 0.50% · 4.625%
HK$28,845
+HK$1,655/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$54,380/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,464
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,227
−HK$775/mo
Today · 4.125%
HK$30,002
baseline
▲ 0.50% · 4.625%
HK$31,583
+HK$1,581/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$60,004/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,091
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,933
−HK$857/mo
Today · 4.125%
HK$28,790
baseline
▲ 0.50% · 4.625%
HK$30,541
+HK$1,751/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,580/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,138
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,947
−HK$819/mo
Today · 4.125%
HK$31,766
baseline
▲ 0.50% · 4.625%
HK$33,441
+HK$1,675/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,532/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$195,033 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).