▼ 0.50% · 3.625%
HK$16,029
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$16,527
−HK$507/mo
Today · 4.125%
HK$17,034
baseline
▲ 0.50% · 4.625%
HK$18,070
+HK$1,036/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$34,068/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,832
−HK$963/mo
▼ 0.25% · 3.875%
HK$18,310
−HK$485/mo
Today · 4.125%
HK$18,795
baseline
▲ 0.50% · 4.625%
HK$19,786
+HK$991/mo
Deposit HK$3.51M · loan HK$3.51M · min. income ≈ HK$37,590/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,632
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,180
−HK$557/mo
Today · 4.125%
HK$18,737
baseline
▲ 0.50% · 4.625%
HK$19,877
+HK$1,140/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$37,474/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,615
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,141
−HK$534/mo
Today · 4.125%
HK$20,675
baseline
▲ 0.50% · 4.625%
HK$21,764
+HK$1,089/mo
Deposit HK$3.16M · loan HK$3.87M · min. income ≈ HK$41,350/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,234
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,833
−HK$608/mo
Today · 4.125%
HK$20,441
baseline
▲ 0.50% · 4.625%
HK$21,684
+HK$1,243/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$40,882/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,398
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,972
−HK$582/mo
Today · 4.125%
HK$22,554
baseline
▲ 0.50% · 4.625%
HK$23,743
+HK$1,189/mo
Deposit HK$2.81M · loan HK$4.22M · min. income ≈ HK$45,108/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,837
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,485
−HK$659/mo
Today · 4.125%
HK$22,144
baseline
▲ 0.50% · 4.625%
HK$23,491
+HK$1,347/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$44,288/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,181
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,803
−HK$631/mo
Today · 4.125%
HK$24,434
baseline
▲ 0.50% · 4.625%
HK$25,722
+HK$1,288/mo
Deposit HK$2.46M · loan HK$4.57M · min. income ≈ HK$48,868/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,440
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,138
−HK$709/mo
Today · 4.125%
HK$23,847
baseline
▲ 0.50% · 4.625%
HK$25,298
+HK$1,451/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$47,694/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,964
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,634
−HK$679/mo
Today · 4.125%
HK$26,313
baseline
▲ 0.50% · 4.625%
HK$27,700
+HK$1,387/mo
Deposit HK$2.11M · loan HK$4.92M · min. income ≈ HK$52,626/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,043
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,791
−HK$760/mo
Today · 4.125%
HK$25,551
baseline
▲ 0.50% · 4.625%
HK$27,105
+HK$1,554/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$51,102/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,748
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,465
−HK$728/mo
Today · 4.125%
HK$28,193
baseline
▲ 0.50% · 4.625%
HK$29,679
+HK$1,486/mo
Deposit HK$1.76M · loan HK$5.27M · min. income ≈ HK$56,386/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,646
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,444
−HK$810/mo
Today · 4.125%
HK$27,254
baseline
▲ 0.50% · 4.625%
HK$28,912
+HK$1,658/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$54,508/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,531
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,296
−HK$776/mo
Today · 4.125%
HK$30,072
baseline
▲ 0.50% · 4.625%
HK$31,657
+HK$1,585/mo
Deposit HK$1.41M · loan HK$5.62M · min. income ≈ HK$60,144/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$861/mo
Today · 4.125%
HK$28,957
baseline
▲ 0.50% · 4.625%
HK$30,719
+HK$1,762/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$57,914/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,314
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,127
−HK$825/mo
Today · 4.125%
HK$31,952
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,684/mo
Deposit HK$1.05M · loan HK$5.97M · min. income ≈ HK$63,904/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,852
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,749
−HK$912/mo
Today · 4.125%
HK$30,661
baseline
▲ 0.50% · 4.625%
HK$32,526
+HK$1,865/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$61,322/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,097
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,958
−HK$873/mo
Today · 4.125%
HK$33,831
baseline
▲ 0.50% · 4.625%
HK$35,614
+HK$1,783/mo
Deposit HK$703K · loan HK$6.33M · min. income ≈ HK$67,662/mo (50% DSR)
Upfront cash ≈ HK$914K (deposit + AVD stamp duty HK$210,880 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).