▼ 0.50% · 3.625%
HK$15,191
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,664
−HK$480/mo
Today · 4.125%
HK$16,144
baseline
▲ 0.50% · 4.625%
HK$17,126
+HK$982/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,288/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,900
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,353
−HK$460/mo
Today · 4.125%
HK$17,813
baseline
▲ 0.50% · 4.625%
HK$18,752
+HK$939/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,626/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,710
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,230
−HK$528/mo
Today · 4.125%
HK$17,758
baseline
▲ 0.50% · 4.625%
HK$18,839
+HK$1,081/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$35,516/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,590
−HK$1,004/mo
▼ 0.25% · 3.875%
HK$19,088
−HK$506/mo
Today · 4.125%
HK$19,594
baseline
▲ 0.50% · 4.625%
HK$20,627
+HK$1,033/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$39,188/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,229
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,796
−HK$576/mo
Today · 4.125%
HK$19,372
baseline
▲ 0.50% · 4.625%
HK$20,551
+HK$1,179/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$38,744/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,280
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,824
−HK$552/mo
Today · 4.125%
HK$21,376
baseline
▲ 0.50% · 4.625%
HK$22,502
+HK$1,126/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$42,752/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,748
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,363
−HK$624/mo
Today · 4.125%
HK$20,987
baseline
▲ 0.50% · 4.625%
HK$22,264
+HK$1,277/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$41,974/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,970
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,559
−HK$598/mo
Today · 4.125%
HK$23,157
baseline
▲ 0.50% · 4.625%
HK$24,377
+HK$1,220/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,314/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,267
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,929
−HK$672/mo
Today · 4.125%
HK$22,601
baseline
▲ 0.50% · 4.625%
HK$23,976
+HK$1,375/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,202/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,660
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,294
−HK$644/mo
Today · 4.125%
HK$24,938
baseline
▲ 0.50% · 4.625%
HK$26,253
+HK$1,315/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,876/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,787
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,495
−HK$721/mo
Today · 4.125%
HK$24,216
baseline
▲ 0.50% · 4.625%
HK$25,689
+HK$1,473/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,432/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,350
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,030
−HK$689/mo
Today · 4.125%
HK$26,719
baseline
▲ 0.50% · 4.625%
HK$28,128
+HK$1,409/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,438/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,306
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,062
−HK$768/mo
Today · 4.125%
HK$25,830
baseline
▲ 0.50% · 4.625%
HK$27,402
+HK$1,572/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,660/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,040
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,765
−HK$736/mo
Today · 4.125%
HK$28,501
baseline
▲ 0.50% · 4.625%
HK$30,003
+HK$1,502/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$57,002/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,825
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,628
−HK$816/mo
Today · 4.125%
HK$27,444
baseline
▲ 0.50% · 4.625%
HK$29,114
+HK$1,670/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$54,888/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,730
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,500
−HK$782/mo
Today · 4.125%
HK$30,282
baseline
▲ 0.50% · 4.625%
HK$31,878
+HK$1,596/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$60,564/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,344
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,194
−HK$865/mo
Today · 4.125%
HK$29,059
baseline
▲ 0.50% · 4.625%
HK$30,827
+HK$1,768/mo
Deposit HK$666K · loan HK$6.00M · min. income ≈ HK$58,118/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,420
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,236
−HK$827/mo
Today · 4.125%
HK$32,063
baseline
▲ 0.50% · 4.625%
HK$33,753
+HK$1,690/mo
Deposit HK$666K · loan HK$6.00M · min. income ≈ HK$64,126/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,860 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).