▼ 0.50% · 3.625%
HK$14,480
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,930
−HK$458/mo
Today · 4.125%
HK$15,388
baseline
▲ 0.50% · 4.625%
HK$16,324
+HK$936/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,776/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,109
−HK$870/mo
▼ 0.25% · 3.875%
HK$16,541
−HK$438/mo
Today · 4.125%
HK$16,979
baseline
▲ 0.50% · 4.625%
HK$17,874
+HK$895/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$33,958/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,928
−HK$999/mo
▼ 0.25% · 3.875%
HK$16,423
−HK$504/mo
Today · 4.125%
HK$16,927
baseline
▲ 0.50% · 4.625%
HK$17,957
+HK$1,030/mo
Deposit HK$2.86M · loan HK$3.49M · min. income ≈ HK$33,854/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,720
−HK$957/mo
▼ 0.25% · 3.875%
HK$18,195
−HK$482/mo
Today · 4.125%
HK$18,677
baseline
▲ 0.50% · 4.625%
HK$19,662
+HK$985/mo
Deposit HK$2.86M · loan HK$3.49M · min. income ≈ HK$37,354/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,376
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,916
−HK$550/mo
Today · 4.125%
HK$18,466
baseline
▲ 0.50% · 4.625%
HK$19,589
+HK$1,123/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,932/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,331
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$19,849
−HK$526/mo
Today · 4.125%
HK$20,375
baseline
▲ 0.50% · 4.625%
HK$21,449
+HK$1,074/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,750/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,824
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,409
−HK$595/mo
Today · 4.125%
HK$20,004
baseline
▲ 0.50% · 4.625%
HK$21,222
+HK$1,218/mo
Deposit HK$2.22M · loan HK$4.13M · min. income ≈ HK$40,008/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,941
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,503
−HK$570/mo
Today · 4.125%
HK$22,073
baseline
▲ 0.50% · 4.625%
HK$23,236
+HK$1,163/mo
Deposit HK$2.22M · loan HK$4.13M · min. income ≈ HK$44,146/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,272
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,903
−HK$640/mo
Today · 4.125%
HK$21,543
baseline
▲ 0.50% · 4.625%
HK$22,854
+HK$1,311/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,086/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,552
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,157
−HK$614/mo
Today · 4.125%
HK$23,771
baseline
▲ 0.50% · 4.625%
HK$25,024
+HK$1,253/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,542/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,720
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,396
−HK$686/mo
Today · 4.125%
HK$23,082
baseline
▲ 0.50% · 4.625%
HK$24,486
+HK$1,404/mo
Deposit HK$1.59M · loan HK$4.76M · min. income ≈ HK$46,164/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,163
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,811
−HK$658/mo
Today · 4.125%
HK$25,469
baseline
▲ 0.50% · 4.625%
HK$26,811
+HK$1,342/mo
Deposit HK$1.59M · loan HK$4.76M · min. income ≈ HK$50,938/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,168
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,889
−HK$732/mo
Today · 4.125%
HK$24,621
baseline
▲ 0.50% · 4.625%
HK$26,119
+HK$1,498/mo
Deposit HK$1.27M · loan HK$5.08M · min. income ≈ HK$49,242/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,774
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,465
−HK$702/mo
Today · 4.125%
HK$27,167
baseline
▲ 0.50% · 4.625%
HK$28,599
+HK$1,432/mo
Deposit HK$1.27M · loan HK$5.08M · min. income ≈ HK$54,334/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,616
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$25,382
−HK$778/mo
Today · 4.125%
HK$26,160
baseline
▲ 0.50% · 4.625%
HK$27,751
+HK$1,591/mo
Deposit HK$953K · loan HK$5.40M · min. income ≈ HK$52,320/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,385
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,119
−HK$746/mo
Today · 4.125%
HK$28,865
baseline
▲ 0.50% · 4.625%
HK$30,386
+HK$1,521/mo
Deposit HK$953K · loan HK$5.40M · min. income ≈ HK$57,730/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,064
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$26,875
−HK$823/mo
Today · 4.125%
HK$27,698
baseline
▲ 0.50% · 4.625%
HK$29,384
+HK$1,686/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,396/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,996
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$29,774
−HK$788/mo
Today · 4.125%
HK$30,562
baseline
▲ 0.50% · 4.625%
HK$32,173
+HK$1,611/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$61,124/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$170,015 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).