▼ 0.50% · 3.625%
HK$15,045
−HK$944/mo
▼ 0.25% · 3.875%
HK$15,513
−HK$476/mo
Today · 4.125%
HK$15,989
baseline
▲ 0.50% · 4.625%
HK$16,962
+HK$973/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$31,978/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,738
−HK$904/mo
▼ 0.25% · 3.875%
HK$17,187
−HK$455/mo
Today · 4.125%
HK$17,642
baseline
▲ 0.50% · 4.625%
HK$18,572
+HK$930/mo
Deposit HK$3.30M · loan HK$3.30M · min. income ≈ HK$35,284/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,550
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,065
−HK$523/mo
Today · 4.125%
HK$17,588
baseline
▲ 0.50% · 4.625%
HK$18,658
+HK$1,070/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$35,176/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,412
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,905
−HK$501/mo
Today · 4.125%
HK$19,406
baseline
▲ 0.50% · 4.625%
HK$20,429
+HK$1,023/mo
Deposit HK$2.97M · loan HK$3.63M · min. income ≈ HK$38,812/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,054
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,616
−HK$571/mo
Today · 4.125%
HK$19,187
baseline
▲ 0.50% · 4.625%
HK$20,354
+HK$1,167/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$38,374/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,085
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$20,624
−HK$546/mo
Today · 4.125%
HK$21,170
baseline
▲ 0.50% · 4.625%
HK$22,286
+HK$1,116/mo
Deposit HK$2.64M · loan HK$3.96M · min. income ≈ HK$42,340/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,559
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,167
−HK$618/mo
Today · 4.125%
HK$20,785
baseline
▲ 0.50% · 4.625%
HK$22,050
+HK$1,265/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$41,570/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,759
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$22,343
−HK$592/mo
Today · 4.125%
HK$22,935
baseline
▲ 0.50% · 4.625%
HK$24,144
+HK$1,209/mo
Deposit HK$2.31M · loan HK$4.29M · min. income ≈ HK$45,870/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,063
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$21,719
−HK$665/mo
Today · 4.125%
HK$22,384
baseline
▲ 0.50% · 4.625%
HK$23,746
+HK$1,362/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$44,768/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,433
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,061
−HK$638/mo
Today · 4.125%
HK$24,699
baseline
▲ 0.50% · 4.625%
HK$26,001
+HK$1,302/mo
Deposit HK$1.98M · loan HK$4.62M · min. income ≈ HK$49,398/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,568
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,270
−HK$713/mo
Today · 4.125%
HK$23,983
baseline
▲ 0.50% · 4.625%
HK$25,443
+HK$1,460/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$47,966/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,107
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,780
−HK$683/mo
Today · 4.125%
HK$26,463
baseline
▲ 0.50% · 4.625%
HK$27,858
+HK$1,395/mo
Deposit HK$1.65M · loan HK$4.95M · min. income ≈ HK$52,926/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,073
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$24,821
−HK$761/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$27,139
+HK$1,557/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,780
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,499
−HK$728/mo
Today · 4.125%
HK$28,227
baseline
▲ 0.50% · 4.625%
HK$29,715
+HK$1,488/mo
Deposit HK$1.32M · loan HK$5.28M · min. income ≈ HK$56,454/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,577
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,373
−HK$808/mo
Today · 4.125%
HK$27,181
baseline
▲ 0.50% · 4.625%
HK$28,835
+HK$1,654/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$54,362/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,454
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,217
−HK$774/mo
Today · 4.125%
HK$29,991
baseline
▲ 0.50% · 4.625%
HK$31,572
+HK$1,581/mo
Deposit HK$990K · loan HK$5.61M · min. income ≈ HK$59,982/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,082
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$27,924
−HK$856/mo
Today · 4.125%
HK$28,780
baseline
▲ 0.50% · 4.625%
HK$30,531
+HK$1,751/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$57,560/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,128
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,936
−HK$820/mo
Today · 4.125%
HK$31,756
baseline
▲ 0.50% · 4.625%
HK$33,430
+HK$1,674/mo
Deposit HK$660K · loan HK$5.94M · min. income ≈ HK$63,512/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$194,808 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).