▼ 0.50% · 3.625%
HK$19,688
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,300
−HK$622/mo
Today · 4.125%
HK$20,922
baseline
▲ 0.50% · 4.625%
HK$22,195
+HK$1,273/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,844/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,902
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$22,490
−HK$596/mo
Today · 4.125%
HK$23,086
baseline
▲ 0.50% · 4.625%
HK$24,303
+HK$1,217/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,172/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,656
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,330
−HK$685/mo
Today · 4.125%
HK$23,015
baseline
▲ 0.50% · 4.625%
HK$24,415
+HK$1,400/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,030/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,093
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,739
−HK$655/mo
Today · 4.125%
HK$25,394
baseline
▲ 0.50% · 4.625%
HK$26,733
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,788/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,625
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,360
−HK$747/mo
Today · 4.125%
HK$25,107
baseline
▲ 0.50% · 4.625%
HK$26,634
+HK$1,527/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,214/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,283
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,988
−HK$715/mo
Today · 4.125%
HK$27,703
baseline
▲ 0.50% · 4.625%
HK$29,163
+HK$1,460/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,406/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,594
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,390
−HK$809/mo
Today · 4.125%
HK$27,199
baseline
▲ 0.50% · 4.625%
HK$28,854
+HK$1,655/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,398/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,473
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,237
−HK$774/mo
Today · 4.125%
HK$30,011
baseline
▲ 0.50% · 4.625%
HK$31,593
+HK$1,582/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$60,022/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,563
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,420
−HK$871/mo
Today · 4.125%
HK$29,291
baseline
▲ 0.50% · 4.625%
HK$31,074
+HK$1,783/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,582/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,663
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,486
−HK$834/mo
Today · 4.125%
HK$32,320
baseline
▲ 0.50% · 4.625%
HK$34,024
+HK$1,704/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,640/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,532
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$30,450
−HK$933/mo
Today · 4.125%
HK$31,383
baseline
▲ 0.50% · 4.625%
HK$33,293
+HK$1,910/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,766/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,854
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,735
−HK$894/mo
Today · 4.125%
HK$34,629
baseline
▲ 0.50% · 4.625%
HK$36,454
+HK$1,825/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,258/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,500
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$32,480
−HK$996/mo
Today · 4.125%
HK$33,476
baseline
▲ 0.50% · 4.625%
HK$35,513
+HK$2,037/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$66,952/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,044
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$35,984
−HK$953/mo
Today · 4.125%
HK$36,937
baseline
▲ 0.50% · 4.625%
HK$38,884
+HK$1,947/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,874/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,469
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,510
−HK$1,058/mo
Today · 4.125%
HK$35,568
baseline
▲ 0.50% · 4.625%
HK$37,732
+HK$2,164/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$71,136/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,234
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,233
−HK$1,013/mo
Today · 4.125%
HK$39,246
baseline
▲ 0.50% · 4.625%
HK$41,314
+HK$2,068/mo
Deposit HK$1.30M · loan HK$7.34M · min. income ≈ HK$78,492/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,438
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,540
−HK$1,120/mo
Today · 4.125%
HK$37,660
baseline
▲ 0.50% · 4.625%
HK$39,952
+HK$2,292/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$75,320/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,424
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,482
−HK$1,072/mo
Today · 4.125%
HK$41,554
baseline
▲ 0.50% · 4.625%
HK$43,745
+HK$2,191/mo
Deposit HK$863K · loan HK$7.77M · min. income ≈ HK$83,108/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,020 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).