▼ 0.50% · 3.625%
HK$14,412
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,861
−HK$455/mo
Today · 4.125%
HK$15,316
baseline
▲ 0.50% · 4.625%
HK$16,248
+HK$932/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,632/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,034
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,464
−HK$436/mo
Today · 4.125%
HK$16,900
baseline
▲ 0.50% · 4.625%
HK$17,791
+HK$891/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,800/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,854
−HK$994/mo
▼ 0.25% · 3.875%
HK$16,347
−HK$501/mo
Today · 4.125%
HK$16,848
baseline
▲ 0.50% · 4.625%
HK$17,873
+HK$1,025/mo
Deposit HK$2.84M · loan HK$3.48M · min. income ≈ HK$33,696/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,637
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,110
−HK$480/mo
Today · 4.125%
HK$18,590
baseline
▲ 0.50% · 4.625%
HK$19,570
+HK$980/mo
Deposit HK$2.84M · loan HK$3.48M · min. income ≈ HK$37,180/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,295
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,833
−HK$546/mo
Today · 4.125%
HK$18,379
baseline
▲ 0.50% · 4.625%
HK$19,498
+HK$1,119/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$36,758/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,240
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,756
−HK$524/mo
Today · 4.125%
HK$20,280
baseline
▲ 0.50% · 4.625%
HK$21,349
+HK$1,069/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$40,560/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,736
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,319
−HK$592/mo
Today · 4.125%
HK$19,911
baseline
▲ 0.50% · 4.625%
HK$21,122
+HK$1,211/mo
Deposit HK$2.21M · loan HK$4.11M · min. income ≈ HK$39,822/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,844
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,403
−HK$567/mo
Today · 4.125%
HK$21,970
baseline
▲ 0.50% · 4.625%
HK$23,128
+HK$1,158/mo
Deposit HK$2.21M · loan HK$4.11M · min. income ≈ HK$43,940/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,177
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,805
−HK$638/mo
Today · 4.125%
HK$21,443
baseline
▲ 0.50% · 4.625%
HK$22,747
+HK$1,304/mo
Deposit HK$1.90M · loan HK$4.42M · min. income ≈ HK$42,886/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,447
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,049
−HK$611/mo
Today · 4.125%
HK$23,660
baseline
▲ 0.50% · 4.625%
HK$24,907
+HK$1,247/mo
Deposit HK$1.90M · loan HK$4.42M · min. income ≈ HK$47,320/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,619
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,291
−HK$683/mo
Today · 4.125%
HK$22,974
baseline
▲ 0.50% · 4.625%
HK$24,372
+HK$1,398/mo
Deposit HK$1.58M · loan HK$4.74M · min. income ≈ HK$45,948/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,050
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$655/mo
Today · 4.125%
HK$25,350
baseline
▲ 0.50% · 4.625%
HK$26,686
+HK$1,336/mo
Deposit HK$1.58M · loan HK$4.74M · min. income ≈ HK$50,700/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,060
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,777
−HK$729/mo
Today · 4.125%
HK$24,506
baseline
▲ 0.50% · 4.625%
HK$25,997
+HK$1,491/mo
Deposit HK$1.26M · loan HK$5.06M · min. income ≈ HK$49,012/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,654
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$26,342
−HK$698/mo
Today · 4.125%
HK$27,040
baseline
▲ 0.50% · 4.625%
HK$28,465
+HK$1,425/mo
Deposit HK$1.26M · loan HK$5.06M · min. income ≈ HK$54,080/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,501
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$25,263
−HK$774/mo
Today · 4.125%
HK$26,037
baseline
▲ 0.50% · 4.625%
HK$27,622
+HK$1,585/mo
Deposit HK$948K · loan HK$5.37M · min. income ≈ HK$52,074/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,257
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,988
−HK$742/mo
Today · 4.125%
HK$28,730
baseline
▲ 0.50% · 4.625%
HK$30,244
+HK$1,514/mo
Deposit HK$948K · loan HK$5.37M · min. income ≈ HK$57,460/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,942
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,749
−HK$820/mo
Today · 4.125%
HK$27,569
baseline
▲ 0.50% · 4.625%
HK$29,247
+HK$1,678/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$55,138/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,860
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,634
−HK$786/mo
Today · 4.125%
HK$30,420
baseline
▲ 0.50% · 4.625%
HK$32,023
+HK$1,603/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$60,840/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$167,050 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).