▼ 0.50% · 3.625%
HK$21,780
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,457
−HK$689/mo
Today · 4.125%
HK$23,146
baseline
▲ 0.50% · 4.625%
HK$24,554
+HK$1,408/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,292/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,230
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,880
−HK$659/mo
Today · 4.125%
HK$25,539
baseline
▲ 0.50% · 4.625%
HK$26,885
+HK$1,346/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,078/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,958
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,703
−HK$757/mo
Today · 4.125%
HK$25,460
baseline
▲ 0.50% · 4.625%
HK$27,010
+HK$1,550/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$50,920/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,653
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,368
−HK$725/mo
Today · 4.125%
HK$28,093
baseline
▲ 0.50% · 4.625%
HK$29,574
+HK$1,481/mo
Deposit HK$4.30M · loan HK$5.25M · min. income ≈ HK$56,186/mo (50% DSR)
Upfront cash ≈ HK$4.62M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,136
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,949
−HK$826/mo
Today · 4.125%
HK$27,775
baseline
▲ 0.50% · 4.625%
HK$29,465
+HK$1,690/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$55,550/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,076
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,856
−HK$791/mo
Today · 4.125%
HK$30,647
baseline
▲ 0.50% · 4.625%
HK$32,262
+HK$1,615/mo
Deposit HK$3.82M · loan HK$5.73M · min. income ≈ HK$61,294/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,314
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,195
−HK$894/mo
Today · 4.125%
HK$30,089
baseline
▲ 0.50% · 4.625%
HK$31,920
+HK$1,831/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$60,178/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,499
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,344
−HK$857/mo
Today · 4.125%
HK$33,201
baseline
▲ 0.50% · 4.625%
HK$34,951
+HK$1,750/mo
Deposit HK$3.34M · loan HK$6.21M · min. income ≈ HK$66,402/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,492
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,440
−HK$964/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,376
+HK$1,972/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,922
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,832
−HK$923/mo
Today · 4.125%
HK$35,755
baseline
▲ 0.50% · 4.625%
HK$37,639
+HK$1,884/mo
Deposit HK$2.87M · loan HK$6.69M · min. income ≈ HK$71,510/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,670
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,686
−HK$1,033/mo
Today · 4.125%
HK$34,719
baseline
▲ 0.50% · 4.625%
HK$36,831
+HK$2,112/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$69,438/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,345
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$37,320
−HK$989/mo
Today · 4.125%
HK$38,309
baseline
▲ 0.50% · 4.625%
HK$40,328
+HK$2,019/mo
Deposit HK$2.39M · loan HK$7.16M · min. income ≈ HK$76,618/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,848
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$35,932
−HK$1,101/mo
Today · 4.125%
HK$37,033
baseline
▲ 0.50% · 4.625%
HK$39,287
+HK$2,254/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$74,066/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,768
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$39,808
−HK$1,055/mo
Today · 4.125%
HK$40,863
baseline
▲ 0.50% · 4.625%
HK$43,016
+HK$2,153/mo
Deposit HK$1.91M · loan HK$7.64M · min. income ≈ HK$81,726/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,026
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,178
−HK$1,170/mo
Today · 4.125%
HK$39,348
baseline
▲ 0.50% · 4.625%
HK$41,742
+HK$2,394/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$78,696/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,191
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,296
−HK$1,120/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$45,705
+HK$2,289/mo
Deposit HK$1.43M · loan HK$8.12M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,204
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$40,423
−HK$1,239/mo
Today · 4.125%
HK$41,662
baseline
▲ 0.50% · 4.625%
HK$44,197
+HK$2,535/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$83,324/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,614
−HK$2,356/mo
▼ 0.25% · 3.875%
HK$44,784
−HK$1,186/mo
Today · 4.125%
HK$45,970
baseline
▲ 0.50% · 4.625%
HK$48,393
+HK$2,423/mo
Deposit HK$955K · loan HK$8.60M · min. income ≈ HK$91,940/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,155 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).