▼ 0.50% · 3.625%
HK$21,907
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,588
−HK$693/mo
Today · 4.125%
HK$23,281
baseline
▲ 0.50% · 4.625%
HK$24,697
+HK$1,416/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,562/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,371
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,025
−HK$663/mo
Today · 4.125%
HK$25,688
baseline
▲ 0.50% · 4.625%
HK$27,042
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,376/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,098
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,847
−HK$762/mo
Today · 4.125%
HK$25,609
baseline
▲ 0.50% · 4.625%
HK$27,167
+HK$1,558/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,218/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,808
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,527
−HK$730/mo
Today · 4.125%
HK$28,257
baseline
▲ 0.50% · 4.625%
HK$29,746
+HK$1,489/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,514/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,288
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,106
−HK$831/mo
Today · 4.125%
HK$27,937
baseline
▲ 0.50% · 4.625%
HK$29,637
+HK$1,700/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,874/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,245
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,030
−HK$796/mo
Today · 4.125%
HK$30,826
baseline
▲ 0.50% · 4.625%
HK$32,450
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,652/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,479
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,365
−HK$900/mo
Today · 4.125%
HK$30,265
baseline
▲ 0.50% · 4.625%
HK$32,106
+HK$1,841/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,530/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,683
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,532
−HK$862/mo
Today · 4.125%
HK$33,394
baseline
▲ 0.50% · 4.625%
HK$35,155
+HK$1,761/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,788/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,670
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,624
−HK$969/mo
Today · 4.125%
HK$32,593
baseline
▲ 0.50% · 4.625%
HK$34,576
+HK$1,983/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,186/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,120
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,035
−HK$928/mo
Today · 4.125%
HK$35,963
baseline
▲ 0.50% · 4.625%
HK$37,859
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,926/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,860
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,883
−HK$1,038/mo
Today · 4.125%
HK$34,921
baseline
▲ 0.50% · 4.625%
HK$37,046
+HK$2,125/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,842/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,557
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,537
−HK$995/mo
Today · 4.125%
HK$38,532
baseline
▲ 0.50% · 4.625%
HK$40,563
+HK$2,031/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,064/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,051
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,141
−HK$1,108/mo
Today · 4.125%
HK$37,249
baseline
▲ 0.50% · 4.625%
HK$39,516
+HK$2,267/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,498/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,994
−HK$2,107/mo
▼ 0.25% · 3.875%
HK$40,040
−HK$1,061/mo
Today · 4.125%
HK$41,101
baseline
▲ 0.50% · 4.625%
HK$43,267
+HK$2,166/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,202/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,242
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,400
−HK$1,177/mo
Today · 4.125%
HK$39,577
baseline
▲ 0.50% · 4.625%
HK$41,985
+HK$2,408/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,154/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,431
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,542
−HK$1,127/mo
Today · 4.125%
HK$43,669
baseline
▲ 0.50% · 4.625%
HK$45,971
+HK$2,302/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,338/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,432
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,659
−HK$1,246/mo
Today · 4.125%
HK$41,905
baseline
▲ 0.50% · 4.625%
HK$44,455
+HK$2,550/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,810/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,868
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,045
−HK$1,193/mo
Today · 4.125%
HK$46,238
baseline
▲ 0.50% · 4.625%
HK$48,676
+HK$2,438/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,476/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).