▼ 0.50% · 3.625%
HK$22,170
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$22,860
−HK$700/mo
Today · 4.125%
HK$23,560
baseline
▲ 0.50% · 4.625%
HK$24,994
+HK$1,434/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$47,120/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,664
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,325
−HK$671/mo
Today · 4.125%
HK$25,996
baseline
▲ 0.50% · 4.625%
HK$27,367
+HK$1,371/mo
Deposit HK$4.86M · loan HK$4.86M · min. income ≈ HK$51,992/mo (50% DSR)
Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,387
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,146
−HK$770/mo
Today · 4.125%
HK$25,916
baseline
▲ 0.50% · 4.625%
HK$27,493
+HK$1,577/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$51,832/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,130
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,858
−HK$738/mo
Today · 4.125%
HK$28,596
baseline
▲ 0.50% · 4.625%
HK$30,103
+HK$1,507/mo
Deposit HK$4.38M · loan HK$5.35M · min. income ≈ HK$57,192/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,604
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,432
−HK$840/mo
Today · 4.125%
HK$28,272
baseline
▲ 0.50% · 4.625%
HK$29,993
+HK$1,721/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$56,544/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,597
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,390
−HK$806/mo
Today · 4.125%
HK$31,196
baseline
▲ 0.50% · 4.625%
HK$32,840
+HK$1,644/mo
Deposit HK$3.89M · loan HK$5.83M · min. income ≈ HK$62,392/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,821
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$29,717
−HK$911/mo
Today · 4.125%
HK$30,628
baseline
▲ 0.50% · 4.625%
HK$32,492
+HK$1,864/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$61,256/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,063
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$32,923
−HK$872/mo
Today · 4.125%
HK$33,795
baseline
▲ 0.50% · 4.625%
HK$35,577
+HK$1,782/mo
Deposit HK$3.40M · loan HK$6.32M · min. income ≈ HK$67,590/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,038
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$32,003
−HK$981/mo
Today · 4.125%
HK$32,984
baseline
▲ 0.50% · 4.625%
HK$34,991
+HK$2,007/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$65,968/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,529
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,456
−HK$939/mo
Today · 4.125%
HK$36,395
baseline
▲ 0.50% · 4.625%
HK$38,313
+HK$1,918/mo
Deposit HK$2.92M · loan HK$6.81M · min. income ≈ HK$72,790/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,255
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,289
−HK$1,051/mo
Today · 4.125%
HK$35,340
baseline
▲ 0.50% · 4.625%
HK$37,491
+HK$2,151/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$70,680/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,996
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,988
−HK$1,007/mo
Today · 4.125%
HK$38,995
baseline
▲ 0.50% · 4.625%
HK$41,050
+HK$2,055/mo
Deposit HK$2.43M · loan HK$7.29M · min. income ≈ HK$77,990/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,472
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,575
−HK$1,121/mo
Today · 4.125%
HK$37,696
baseline
▲ 0.50% · 4.625%
HK$39,990
+HK$2,294/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$75,392/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,462
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,521
−HK$1,073/mo
Today · 4.125%
HK$41,594
baseline
▲ 0.50% · 4.625%
HK$43,787
+HK$2,193/mo
Deposit HK$1.94M · loan HK$7.78M · min. income ≈ HK$83,188/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,689
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,861
−HK$1,191/mo
Today · 4.125%
HK$40,052
baseline
▲ 0.50% · 4.625%
HK$42,490
+HK$2,438/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$80,104/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,929
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,053
−HK$1,141/mo
Today · 4.125%
HK$44,194
baseline
▲ 0.50% · 4.625%
HK$46,523
+HK$2,329/mo
Deposit HK$1.46M · loan HK$8.26M · min. income ≈ HK$88,388/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,906
−HK$2,502/mo
▼ 0.25% · 3.875%
HK$41,147
−HK$1,261/mo
Today · 4.125%
HK$42,408
baseline
▲ 0.50% · 4.625%
HK$44,989
+HK$2,581/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$84,816/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,395
−HK$2,399/mo
▼ 0.25% · 3.875%
HK$45,586
−HK$1,208/mo
Today · 4.125%
HK$46,794
baseline
▲ 0.50% · 4.625%
HK$49,260
+HK$2,466/mo
Deposit HK$972K · loan HK$8.75M · min. income ≈ HK$93,588/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$342,259 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).