▼ 0.50% · 3.625%
HK$17,062
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,593
−HK$539/mo
Today · 4.125%
HK$18,132
baseline
▲ 0.50% · 4.625%
HK$19,235
+HK$1,103/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$36,264/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,981
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,490
−HK$517/mo
Today · 4.125%
HK$20,007
baseline
▲ 0.50% · 4.625%
HK$21,062
+HK$1,055/mo
Deposit HK$3.74M · loan HK$3.74M · min. income ≈ HK$40,014/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,768
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,352
−HK$593/mo
Today · 4.125%
HK$19,945
baseline
▲ 0.50% · 4.625%
HK$21,159
+HK$1,214/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$39,890/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,880
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,440
−HK$568/mo
Today · 4.125%
HK$22,008
baseline
▲ 0.50% · 4.625%
HK$23,168
+HK$1,160/mo
Deposit HK$3.37M · loan HK$4.12M · min. income ≈ HK$44,016/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,475
−HK$1,283/mo
▼ 0.25% · 3.875%
HK$21,111
−HK$647/mo
Today · 4.125%
HK$21,758
baseline
▲ 0.50% · 4.625%
HK$23,082
+HK$1,324/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$43,516/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,778
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$23,389
−HK$619/mo
Today · 4.125%
HK$24,008
baseline
▲ 0.50% · 4.625%
HK$25,274
+HK$1,266/mo
Deposit HK$2.99M · loan HK$4.49M · min. income ≈ HK$48,016/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,181
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,871
−HK$701/mo
Today · 4.125%
HK$23,572
baseline
▲ 0.50% · 4.625%
HK$25,006
+HK$1,434/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$47,144/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,676
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,338
−HK$671/mo
Today · 4.125%
HK$26,009
baseline
▲ 0.50% · 4.625%
HK$27,380
+HK$1,371/mo
Deposit HK$2.62M · loan HK$4.86M · min. income ≈ HK$52,018/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,887
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,630
−HK$755/mo
Today · 4.125%
HK$25,385
baseline
▲ 0.50% · 4.625%
HK$26,929
+HK$1,544/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$50,770/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,574
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,287
−HK$723/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,486
+HK$1,476/mo
Deposit HK$2.24M · loan HK$5.24M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,593
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,389
−HK$809/mo
Today · 4.125%
HK$27,198
baseline
▲ 0.50% · 4.625%
HK$28,853
+HK$1,655/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$54,396/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,472
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,236
−HK$774/mo
Today · 4.125%
HK$30,010
baseline
▲ 0.50% · 4.625%
HK$31,592
+HK$1,582/mo
Deposit HK$1.87M · loan HK$5.61M · min. income ≈ HK$60,020/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,299
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,149
−HK$862/mo
Today · 4.125%
HK$29,011
baseline
▲ 0.50% · 4.625%
HK$30,777
+HK$1,766/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$58,022/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,370
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,185
−HK$826/mo
Today · 4.125%
HK$32,011
baseline
▲ 0.50% · 4.625%
HK$33,698
+HK$1,687/mo
Deposit HK$1.50M · loan HK$5.99M · min. income ≈ HK$64,022/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,006
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$29,908
−HK$916/mo
Today · 4.125%
HK$30,824
baseline
▲ 0.50% · 4.625%
HK$32,700
+HK$1,876/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$61,648/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,268
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,134
−HK$878/mo
Today · 4.125%
HK$34,012
baseline
▲ 0.50% · 4.625%
HK$35,805
+HK$1,793/mo
Deposit HK$1.12M · loan HK$6.36M · min. income ≈ HK$68,024/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,712
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,667
−HK$971/mo
Today · 4.125%
HK$32,638
baseline
▲ 0.50% · 4.625%
HK$34,624
+HK$1,986/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$65,276/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,167
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,083
−HK$929/mo
Today · 4.125%
HK$36,012
baseline
▲ 0.50% · 4.625%
HK$37,911
+HK$1,899/mo
Deposit HK$748K · loan HK$6.73M · min. income ≈ HK$72,024/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$224,476 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).