▼ 0.50% · 3.625%
HK$16,981
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,509
−HK$537/mo
Today · 4.125%
HK$18,046
baseline
▲ 0.50% · 4.625%
HK$19,144
+HK$1,098/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,092/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,891
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,398
−HK$514/mo
Today · 4.125%
HK$19,912
baseline
▲ 0.50% · 4.625%
HK$20,962
+HK$1,050/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,824/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,679
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$19,260
−HK$591/mo
Today · 4.125%
HK$19,851
baseline
▲ 0.50% · 4.625%
HK$21,058
+HK$1,207/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$39,702/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,780
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,338
−HK$565/mo
Today · 4.125%
HK$21,903
baseline
▲ 0.50% · 4.625%
HK$23,058
+HK$1,155/mo
Deposit HK$3.35M · loan HK$4.10M · min. income ≈ HK$43,806/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,377
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,011
−HK$644/mo
Today · 4.125%
HK$21,655
baseline
▲ 0.50% · 4.625%
HK$22,973
+HK$1,318/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$43,310/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,670
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,278
−HK$616/mo
Today · 4.125%
HK$23,894
baseline
▲ 0.50% · 4.625%
HK$25,154
+HK$1,260/mo
Deposit HK$2.98M · loan HK$4.47M · min. income ≈ HK$47,788/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,075
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,762
−HK$698/mo
Today · 4.125%
HK$23,460
baseline
▲ 0.50% · 4.625%
HK$24,887
+HK$1,427/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$46,920/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,559
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,217
−HK$669/mo
Today · 4.125%
HK$25,886
baseline
▲ 0.50% · 4.625%
HK$27,250
+HK$1,364/mo
Deposit HK$2.61M · loan HK$4.84M · min. income ≈ HK$51,772/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,774
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,513
−HK$751/mo
Today · 4.125%
HK$25,264
baseline
▲ 0.50% · 4.625%
HK$26,802
+HK$1,538/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,528/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,448
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,157
−HK$720/mo
Today · 4.125%
HK$27,877
baseline
▲ 0.50% · 4.625%
HK$29,346
+HK$1,469/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,754/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,472
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,264
−HK$805/mo
Today · 4.125%
HK$27,069
baseline
▲ 0.50% · 4.625%
HK$28,716
+HK$1,647/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$54,138/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,337
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,097
−HK$771/mo
Today · 4.125%
HK$29,868
baseline
▲ 0.50% · 4.625%
HK$31,442
+HK$1,574/mo
Deposit HK$1.86M · loan HK$5.59M · min. income ≈ HK$59,736/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,170
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,015
−HK$859/mo
Today · 4.125%
HK$28,874
baseline
▲ 0.50% · 4.625%
HK$30,631
+HK$1,757/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$57,748/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,226
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,037
−HK$822/mo
Today · 4.125%
HK$31,859
baseline
▲ 0.50% · 4.625%
HK$33,539
+HK$1,680/mo
Deposit HK$1.49M · loan HK$5.96M · min. income ≈ HK$63,718/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,868
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,766
−HK$912/mo
Today · 4.125%
HK$30,678
baseline
▲ 0.50% · 4.625%
HK$32,545
+HK$1,867/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$61,356/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,115
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,977
−HK$873/mo
Today · 4.125%
HK$33,850
baseline
▲ 0.50% · 4.625%
HK$35,635
+HK$1,785/mo
Deposit HK$1.12M · loan HK$6.33M · min. income ≈ HK$67,700/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,566
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,517
−HK$966/mo
Today · 4.125%
HK$32,483
baseline
▲ 0.50% · 4.625%
HK$34,459
+HK$1,976/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$64,966/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,004
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,916
−HK$926/mo
Today · 4.125%
HK$35,842
baseline
▲ 0.50% · 4.625%
HK$37,731
+HK$1,889/mo
Deposit HK$745K · loan HK$6.70M · min. income ≈ HK$71,684/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$223,411 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).