▼ 0.50% · 3.625%
HK$16,778
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,300
−HK$530/mo
Today · 4.125%
HK$17,830
baseline
▲ 0.50% · 4.625%
HK$18,915
+HK$1,085/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,660/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,665
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,166
−HK$508/mo
Today · 4.125%
HK$19,674
baseline
▲ 0.50% · 4.625%
HK$20,711
+HK$1,037/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,348/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,456
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,030
−HK$583/mo
Today · 4.125%
HK$19,613
baseline
▲ 0.50% · 4.625%
HK$20,807
+HK$1,194/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$39,226/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,532
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,083
−HK$558/mo
Today · 4.125%
HK$21,641
baseline
▲ 0.50% · 4.625%
HK$22,782
+HK$1,141/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$43,282/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,134
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,760
−HK$636/mo
Today · 4.125%
HK$21,396
baseline
▲ 0.50% · 4.625%
HK$22,698
+HK$1,302/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,792/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,398
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$22,999
−HK$610/mo
Today · 4.125%
HK$23,609
baseline
▲ 0.50% · 4.625%
HK$24,853
+HK$1,244/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,218/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,811
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,490
−HK$689/mo
Today · 4.125%
HK$23,179
baseline
▲ 0.50% · 4.625%
HK$24,590
+HK$1,411/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$46,358/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,265
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,916
−HK$660/mo
Today · 4.125%
HK$25,576
baseline
▲ 0.50% · 4.625%
HK$26,924
+HK$1,348/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$51,152/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,489
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,220
−HK$742/mo
Today · 4.125%
HK$24,962
baseline
▲ 0.50% · 4.625%
HK$26,481
+HK$1,519/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,924/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,132
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,832
−HK$711/mo
Today · 4.125%
HK$27,543
baseline
▲ 0.50% · 4.625%
HK$28,995
+HK$1,452/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,086/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,167
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,950
−HK$795/mo
Today · 4.125%
HK$26,745
baseline
▲ 0.50% · 4.625%
HK$28,373
+HK$1,628/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$53,490/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,998
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,749
−HK$762/mo
Today · 4.125%
HK$29,511
baseline
▲ 0.50% · 4.625%
HK$31,066
+HK$1,555/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$59,022/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,845
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,680
−HK$848/mo
Today · 4.125%
HK$28,528
baseline
▲ 0.50% · 4.625%
HK$30,264
+HK$1,736/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,056/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,865
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,666
−HK$812/mo
Today · 4.125%
HK$31,478
baseline
▲ 0.50% · 4.625%
HK$33,137
+HK$1,659/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$62,956/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,523
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,410
−HK$901/mo
Today · 4.125%
HK$30,311
baseline
▲ 0.50% · 4.625%
HK$32,156
+HK$1,845/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$60,622/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,731
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,582
−HK$863/mo
Today · 4.125%
HK$33,445
baseline
▲ 0.50% · 4.625%
HK$35,208
+HK$1,763/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$66,890/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,200
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,140
−HK$954/mo
Today · 4.125%
HK$32,094
baseline
▲ 0.50% · 4.625%
HK$34,047
+HK$1,953/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,188/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,598
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,499
−HK$914/mo
Today · 4.125%
HK$35,413
baseline
▲ 0.50% · 4.625%
HK$37,280
+HK$1,867/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$70,826/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,739 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).