▼ 0.50% · 3.625%
HK$17,202
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$17,737
−HK$543/mo
Today · 4.125%
HK$18,280
baseline
▲ 0.50% · 4.625%
HK$19,393
+HK$1,113/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$36,560/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,137
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$19,650
−HK$520/mo
Today · 4.125%
HK$20,170
baseline
▲ 0.50% · 4.625%
HK$21,234
+HK$1,064/mo
Deposit HK$3.77M · loan HK$3.77M · min. income ≈ HK$40,340/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,922
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,510
−HK$598/mo
Today · 4.125%
HK$20,108
baseline
▲ 0.50% · 4.625%
HK$21,332
+HK$1,224/mo
Deposit HK$3.39M · loan HK$4.15M · min. income ≈ HK$40,216/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,050
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,615
−HK$572/mo
Today · 4.125%
HK$22,187
baseline
▲ 0.50% · 4.625%
HK$23,357
+HK$1,170/mo
Deposit HK$3.39M · loan HK$4.15M · min. income ≈ HK$44,374/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,642
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,284
−HK$652/mo
Today · 4.125%
HK$21,936
baseline
▲ 0.50% · 4.625%
HK$23,271
+HK$1,335/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$43,872/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,964
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,580
−HK$625/mo
Today · 4.125%
HK$24,205
baseline
▲ 0.50% · 4.625%
HK$25,480
+HK$1,275/mo
Deposit HK$3.02M · loan HK$4.53M · min. income ≈ HK$48,410/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,362
−HK$1,402/mo
▼ 0.25% · 3.875%
HK$23,058
−HK$706/mo
Today · 4.125%
HK$23,764
baseline
▲ 0.50% · 4.625%
HK$25,210
+HK$1,446/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$47,528/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,878
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,545
−HK$677/mo
Today · 4.125%
HK$26,222
baseline
▲ 0.50% · 4.625%
HK$27,604
+HK$1,382/mo
Deposit HK$2.64M · loan HK$4.90M · min. income ≈ HK$52,444/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,082
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,831
−HK$761/mo
Today · 4.125%
HK$25,592
baseline
▲ 0.50% · 4.625%
HK$27,150
+HK$1,558/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$51,184/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,791
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,510
−HK$729/mo
Today · 4.125%
HK$28,239
baseline
▲ 0.50% · 4.625%
HK$29,727
+HK$1,488/mo
Deposit HK$2.26M · loan HK$5.28M · min. income ≈ HK$56,478/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,802
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,605
−HK$815/mo
Today · 4.125%
HK$27,420
baseline
▲ 0.50% · 4.625%
HK$29,089
+HK$1,669/mo
Deposit HK$1.89M · loan HK$5.66M · min. income ≈ HK$54,840/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,705
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,475
−HK$781/mo
Today · 4.125%
HK$30,256
baseline
▲ 0.50% · 4.625%
HK$31,850
+HK$1,594/mo
Deposit HK$1.89M · loan HK$5.66M · min. income ≈ HK$60,512/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,522
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,379
−HK$869/mo
Today · 4.125%
HK$29,248
baseline
▲ 0.50% · 4.625%
HK$31,028
+HK$1,780/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$58,496/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,618
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,440
−HK$833/mo
Today · 4.125%
HK$32,273
baseline
▲ 0.50% · 4.625%
HK$33,974
+HK$1,701/mo
Deposit HK$1.51M · loan HK$6.03M · min. income ≈ HK$64,546/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,243
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,152
−HK$924/mo
Today · 4.125%
HK$31,076
baseline
▲ 0.50% · 4.625%
HK$32,967
+HK$1,891/mo
Deposit HK$1.13M · loan HK$6.41M · min. income ≈ HK$62,152/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,532
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,405
−HK$885/mo
Today · 4.125%
HK$34,290
baseline
▲ 0.50% · 4.625%
HK$36,097
+HK$1,807/mo
Deposit HK$1.13M · loan HK$6.41M · min. income ≈ HK$68,580/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,963
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,926
−HK$978/mo
Today · 4.125%
HK$32,904
baseline
▲ 0.50% · 4.625%
HK$34,907
+HK$2,003/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$65,808/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,446
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$35,370
−HK$937/mo
Today · 4.125%
HK$36,307
baseline
▲ 0.50% · 4.625%
HK$38,221
+HK$1,914/mo
Deposit HK$754K · loan HK$6.79M · min. income ≈ HK$72,614/mo (50% DSR)
Upfront cash ≈ HK$981K (deposit + AVD stamp duty HK$226,311 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).