▼ 0.50% · 3.625%
HK$22,552
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,254
−HK$712/mo
Today · 4.125%
HK$23,966
baseline
▲ 0.50% · 4.625%
HK$25,425
+HK$1,459/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,932/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,089
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$25,762
−HK$683/mo
Today · 4.125%
HK$26,445
baseline
▲ 0.50% · 4.625%
HK$27,839
+HK$1,394/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,890/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,807
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,579
−HK$784/mo
Today · 4.125%
HK$26,363
baseline
▲ 0.50% · 4.625%
HK$27,967
+HK$1,604/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$52,726/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,598
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,338
−HK$751/mo
Today · 4.125%
HK$29,089
baseline
▲ 0.50% · 4.625%
HK$30,622
+HK$1,533/mo
Deposit HK$4.45M · loan HK$5.44M · min. income ≈ HK$58,178/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,063
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$27,905
−HK$855/mo
Today · 4.125%
HK$28,760
baseline
▲ 0.50% · 4.625%
HK$30,510
+HK$1,750/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$57,520/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,107
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$30,914
−HK$820/mo
Today · 4.125%
HK$31,734
baseline
▲ 0.50% · 4.625%
HK$33,406
+HK$1,672/mo
Deposit HK$3.96M · loan HK$5.93M · min. income ≈ HK$63,468/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,318
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,230
−HK$926/mo
Today · 4.125%
HK$31,156
baseline
▲ 0.50% · 4.625%
HK$33,052
+HK$1,896/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$62,312/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,616
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,491
−HK$887/mo
Today · 4.125%
HK$34,378
baseline
▲ 0.50% · 4.625%
HK$36,190
+HK$1,812/mo
Deposit HK$3.46M · loan HK$6.43M · min. income ≈ HK$68,756/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,573
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$32,555
−HK$998/mo
Today · 4.125%
HK$33,553
baseline
▲ 0.50% · 4.625%
HK$35,595
+HK$2,042/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$67,106/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,125
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$36,067
−HK$956/mo
Today · 4.125%
HK$37,023
baseline
▲ 0.50% · 4.625%
HK$38,974
+HK$1,951/mo
Deposit HK$2.97M · loan HK$6.92M · min. income ≈ HK$74,046/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,828
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,881
−HK$1,069/mo
Today · 4.125%
HK$35,950
baseline
▲ 0.50% · 4.625%
HK$38,137
+HK$2,187/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$71,900/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,634
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$38,643
−HK$1,024/mo
Today · 4.125%
HK$39,667
baseline
▲ 0.50% · 4.625%
HK$41,758
+HK$2,091/mo
Deposit HK$2.47M · loan HK$7.42M · min. income ≈ HK$79,334/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,084
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,206
−HK$1,140/mo
Today · 4.125%
HK$38,346
baseline
▲ 0.50% · 4.625%
HK$40,680
+HK$2,334/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$76,692/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,143
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,219
−HK$1,092/mo
Today · 4.125%
HK$42,311
baseline
▲ 0.50% · 4.625%
HK$44,542
+HK$2,231/mo
Deposit HK$1.98M · loan HK$7.91M · min. income ≈ HK$84,622/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,339
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$39,531
−HK$1,212/mo
Today · 4.125%
HK$40,743
baseline
▲ 0.50% · 4.625%
HK$43,222
+HK$2,479/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$81,486/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,652
−HK$2,304/mo
▼ 0.25% · 3.875%
HK$43,795
−HK$1,161/mo
Today · 4.125%
HK$44,956
baseline
▲ 0.50% · 4.625%
HK$47,326
+HK$2,370/mo
Deposit HK$1.48M · loan HK$8.41M · min. income ≈ HK$89,912/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,594
−HK$2,546/mo
▼ 0.25% · 3.875%
HK$41,857
−HK$1,283/mo
Today · 4.125%
HK$43,140
baseline
▲ 0.50% · 4.625%
HK$45,765
+HK$2,625/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$86,280/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,160
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$46,372
−HK$1,228/mo
Today · 4.125%
HK$47,600
baseline
▲ 0.50% · 4.625%
HK$50,109
+HK$2,509/mo
Deposit HK$989K · loan HK$8.90M · min. income ≈ HK$95,200/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$359,023 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).