▼ 0.50% · 3.625%
HK$18,549
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,126
−HK$586/mo
Today · 4.125%
HK$19,712
baseline
▲ 0.50% · 4.625%
HK$20,911
+HK$1,199/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,424/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,635
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,188
−HK$562/mo
Today · 4.125%
HK$21,750
baseline
▲ 0.50% · 4.625%
HK$22,896
+HK$1,146/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,500/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,403
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,038
−HK$645/mo
Today · 4.125%
HK$21,683
baseline
▲ 0.50% · 4.625%
HK$23,002
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,366/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,699
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,307
−HK$618/mo
Today · 4.125%
HK$23,925
baseline
▲ 0.50% · 4.625%
HK$25,186
+HK$1,261/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,850/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,258
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,951
−HK$703/mo
Today · 4.125%
HK$23,654
baseline
▲ 0.50% · 4.625%
HK$25,093
+HK$1,439/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,308/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,762
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,426
−HK$674/mo
Today · 4.125%
HK$26,100
baseline
▲ 0.50% · 4.625%
HK$27,476
+HK$1,376/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,200/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,113
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,863
−HK$762/mo
Today · 4.125%
HK$25,625
baseline
▲ 0.50% · 4.625%
HK$27,184
+HK$1,559/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,250/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,826
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,545
−HK$730/mo
Today · 4.125%
HK$28,275
baseline
▲ 0.50% · 4.625%
HK$29,765
+HK$1,490/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,550/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,968
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,776
−HK$820/mo
Today · 4.125%
HK$27,596
baseline
▲ 0.50% · 4.625%
HK$29,276
+HK$1,680/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,192/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,889
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,664
−HK$786/mo
Today · 4.125%
HK$30,450
baseline
▲ 0.50% · 4.625%
HK$32,055
+HK$1,605/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,900/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,823
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,688
−HK$880/mo
Today · 4.125%
HK$29,568
baseline
▲ 0.50% · 4.625%
HK$31,367
+HK$1,799/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,136/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,953
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,783
−HK$842/mo
Today · 4.125%
HK$32,625
baseline
▲ 0.50% · 4.625%
HK$34,345
+HK$1,720/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,250/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,678
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,601
−HK$938/mo
Today · 4.125%
HK$31,539
baseline
▲ 0.50% · 4.625%
HK$33,458
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,078/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,016
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,902
−HK$898/mo
Today · 4.125%
HK$34,800
baseline
▲ 0.50% · 4.625%
HK$36,634
+HK$1,834/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,600/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,533
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,513
−HK$997/mo
Today · 4.125%
HK$33,510
baseline
▲ 0.50% · 4.625%
HK$35,549
+HK$2,039/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$67,020/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,080
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,020
−HK$955/mo
Today · 4.125%
HK$36,975
baseline
▲ 0.50% · 4.625%
HK$38,924
+HK$1,949/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,950/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,387
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,426
−HK$1,055/mo
Today · 4.125%
HK$35,481
baseline
▲ 0.50% · 4.625%
HK$37,640
+HK$2,159/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,962/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,143
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,139
−HK$1,011/mo
Today · 4.125%
HK$39,150
baseline
▲ 0.50% · 4.625%
HK$41,213
+HK$2,063/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,300/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,033 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).