▼ 0.50% · 3.625%
HK$20,600
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,241
−HK$651/mo
Today · 4.125%
HK$21,892
baseline
▲ 0.50% · 4.625%
HK$23,224
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,784/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,918
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,532
−HK$624/mo
Today · 4.125%
HK$24,156
baseline
▲ 0.50% · 4.625%
HK$25,429
+HK$1,273/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,312/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,660
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,365
−HK$716/mo
Today · 4.125%
HK$24,081
baseline
▲ 0.50% · 4.625%
HK$25,547
+HK$1,466/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,162/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,209
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,885
−HK$686/mo
Today · 4.125%
HK$26,571
baseline
▲ 0.50% · 4.625%
HK$27,972
+HK$1,401/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,142/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,720
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,489
−HK$781/mo
Today · 4.125%
HK$26,270
baseline
▲ 0.50% · 4.625%
HK$27,869
+HK$1,599/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,540/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,501
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,239
−HK$748/mo
Today · 4.125%
HK$28,987
baseline
▲ 0.50% · 4.625%
HK$30,515
+HK$1,528/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,974/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,780
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,613
−HK$847/mo
Today · 4.125%
HK$28,460
baseline
▲ 0.50% · 4.625%
HK$30,191
+HK$1,731/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,920/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,793
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,592
−HK$810/mo
Today · 4.125%
HK$31,402
baseline
▲ 0.50% · 4.625%
HK$33,058
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,804/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,840
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,737
−HK$912/mo
Today · 4.125%
HK$30,649
baseline
▲ 0.50% · 4.625%
HK$32,514
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,298/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,085
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,945
−HK$873/mo
Today · 4.125%
HK$33,818
baseline
▲ 0.50% · 4.625%
HK$35,601
+HK$1,783/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,636/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,900
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,862
−HK$976/mo
Today · 4.125%
HK$32,838
baseline
▲ 0.50% · 4.625%
HK$34,836
+HK$1,998/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,676/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,376
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,298
−HK$936/mo
Today · 4.125%
HK$36,234
baseline
▲ 0.50% · 4.625%
HK$38,144
+HK$1,910/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,468/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,960
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,986
−HK$1,041/mo
Today · 4.125%
HK$35,027
baseline
▲ 0.50% · 4.625%
HK$37,159
+HK$2,132/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,054/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,668
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,652
−HK$997/mo
Today · 4.125%
HK$38,649
baseline
▲ 0.50% · 4.625%
HK$40,686
+HK$2,037/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,298/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,020
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,110
−HK$1,107/mo
Today · 4.125%
HK$37,217
baseline
▲ 0.50% · 4.625%
HK$39,481
+HK$2,264/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,434/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,960
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,005
−HK$1,060/mo
Today · 4.125%
HK$41,065
baseline
▲ 0.50% · 4.625%
HK$43,229
+HK$2,164/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,130/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,080
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,234
−HK$1,172/mo
Today · 4.125%
HK$39,406
baseline
▲ 0.50% · 4.625%
HK$41,803
+HK$2,397/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$78,812/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,252
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,358
−HK$1,122/mo
Today · 4.125%
HK$43,480
baseline
▲ 0.50% · 4.625%
HK$45,772
+HK$2,292/mo
Deposit HK$903K · loan HK$8.13M · min. income ≈ HK$86,960/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,419 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).