▼ 0.50% · 3.625%
HK$18,864
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,451
−HK$596/mo
Today · 4.125%
HK$20,047
baseline
▲ 0.50% · 4.625%
HK$21,267
+HK$1,220/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,094/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,986
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,549
−HK$571/mo
Today · 4.125%
HK$22,120
baseline
▲ 0.50% · 4.625%
HK$23,286
+HK$1,166/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,240/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,750
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,396
−HK$655/mo
Today · 4.125%
HK$22,051
baseline
▲ 0.50% · 4.625%
HK$23,393
+HK$1,342/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,102/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,084
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,703
−HK$629/mo
Today · 4.125%
HK$24,332
baseline
▲ 0.50% · 4.625%
HK$25,614
+HK$1,282/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,664/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,637
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,341
−HK$715/mo
Today · 4.125%
HK$24,056
baseline
▲ 0.50% · 4.625%
HK$25,520
+HK$1,464/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,112/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,183
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,858
−HK$685/mo
Today · 4.125%
HK$26,543
baseline
▲ 0.50% · 4.625%
HK$27,943
+HK$1,400/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,086/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,523
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,286
−HK$775/mo
Today · 4.125%
HK$26,061
baseline
▲ 0.50% · 4.625%
HK$27,646
+HK$1,585/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,122/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,282
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$28,013
−HK$742/mo
Today · 4.125%
HK$28,755
baseline
▲ 0.50% · 4.625%
HK$30,271
+HK$1,516/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,510/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,409
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,231
−HK$834/mo
Today · 4.125%
HK$28,065
baseline
▲ 0.50% · 4.625%
HK$29,773
+HK$1,708/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,130/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,380
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,168
−HK$799/mo
Today · 4.125%
HK$30,967
baseline
▲ 0.50% · 4.625%
HK$32,600
+HK$1,633/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,934/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,296
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,176
−HK$894/mo
Today · 4.125%
HK$30,070
baseline
▲ 0.50% · 4.625%
HK$31,900
+HK$1,830/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,140/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,479
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,323
−HK$856/mo
Today · 4.125%
HK$33,179
baseline
▲ 0.50% · 4.625%
HK$34,928
+HK$1,749/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,358/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,182
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,121
−HK$954/mo
Today · 4.125%
HK$32,075
baseline
▲ 0.50% · 4.625%
HK$34,026
+HK$1,951/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$64,150/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,577
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$34,478
−HK$913/mo
Today · 4.125%
HK$35,391
baseline
▲ 0.50% · 4.625%
HK$37,257
+HK$1,866/mo
Deposit HK$1.65M · loan HK$6.62M · min. income ≈ HK$70,782/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,068
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$33,066
−HK$1,013/mo
Today · 4.125%
HK$34,079
baseline
▲ 0.50% · 4.625%
HK$36,153
+HK$2,074/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,158/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,676
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$36,633
−HK$970/mo
Today · 4.125%
HK$37,603
baseline
▲ 0.50% · 4.625%
HK$39,585
+HK$1,982/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,206/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,955
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,011
−HK$1,073/mo
Today · 4.125%
HK$36,084
baseline
▲ 0.50% · 4.625%
HK$38,280
+HK$2,196/mo
Deposit HK$827K · loan HK$7.45M · min. income ≈ HK$72,168/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,774
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,787
−HK$1,028/mo
Today · 4.125%
HK$39,815
baseline
▲ 0.50% · 4.625%
HK$41,914
+HK$2,099/mo
Deposit HK$827K · loan HK$7.45M · min. income ≈ HK$79,630/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,180 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).