▼ 0.50% · 3.625%
HK$20,946
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,598
−HK$662/mo
Today · 4.125%
HK$22,260
baseline
▲ 0.50% · 4.625%
HK$23,614
+HK$1,354/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$44,520/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,303
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,928
−HK$634/mo
Today · 4.125%
HK$24,562
baseline
▲ 0.50% · 4.625%
HK$25,856
+HK$1,294/mo
Deposit HK$4.59M · loan HK$4.59M · min. income ≈ HK$49,124/mo (50% DSR)
Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,041
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,758
−HK$728/mo
Today · 4.125%
HK$24,486
baseline
▲ 0.50% · 4.625%
HK$25,976
+HK$1,490/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$48,972/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,633
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,320
−HK$698/mo
Today · 4.125%
HK$27,018
baseline
▲ 0.50% · 4.625%
HK$28,442
+HK$1,424/mo
Deposit HK$4.13M · loan HK$5.05M · min. income ≈ HK$54,036/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,136
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,917
−HK$795/mo
Today · 4.125%
HK$26,712
baseline
▲ 0.50% · 4.625%
HK$28,337
+HK$1,625/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$53,424/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,963
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,713
−HK$761/mo
Today · 4.125%
HK$29,474
baseline
▲ 0.50% · 4.625%
HK$31,027
+HK$1,553/mo
Deposit HK$3.67M · loan HK$5.51M · min. income ≈ HK$58,948/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,230
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,077
−HK$861/mo
Today · 4.125%
HK$28,938
baseline
▲ 0.50% · 4.625%
HK$30,699
+HK$1,761/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$57,876/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,293
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$31,106
−HK$824/mo
Today · 4.125%
HK$31,930
baseline
▲ 0.50% · 4.625%
HK$33,613
+HK$1,683/mo
Deposit HK$3.22M · loan HK$5.97M · min. income ≈ HK$63,860/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,325
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,237
−HK$927/mo
Today · 4.125%
HK$31,164
baseline
▲ 0.50% · 4.625%
HK$33,060
+HK$1,896/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$62,328/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,624
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,499
−HK$887/mo
Today · 4.125%
HK$34,386
baseline
▲ 0.50% · 4.625%
HK$36,199
+HK$1,813/mo
Deposit HK$2.76M · loan HK$6.43M · min. income ≈ HK$68,772/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,420
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,397
−HK$993/mo
Today · 4.125%
HK$33,390
baseline
▲ 0.50% · 4.625%
HK$35,421
+HK$2,031/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$66,780/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,954
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,891
−HK$951/mo
Today · 4.125%
HK$36,842
baseline
▲ 0.50% · 4.625%
HK$38,784
+HK$1,942/mo
Deposit HK$2.30M · loan HK$6.89M · min. income ≈ HK$73,684/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,514
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,557
−HK$1,059/mo
Today · 4.125%
HK$35,616
baseline
▲ 0.50% · 4.625%
HK$37,783
+HK$2,167/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$71,232/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,284
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,284
−HK$1,015/mo
Today · 4.125%
HK$39,299
baseline
▲ 0.50% · 4.625%
HK$41,370
+HK$2,071/mo
Deposit HK$1.84M · loan HK$7.35M · min. income ≈ HK$78,598/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,609
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,716
−HK$1,126/mo
Today · 4.125%
HK$37,842
baseline
▲ 0.50% · 4.625%
HK$40,144
+HK$2,302/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$75,684/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,614
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,677
−HK$1,078/mo
Today · 4.125%
HK$41,755
baseline
▲ 0.50% · 4.625%
HK$43,956
+HK$2,201/mo
Deposit HK$1.38M · loan HK$7.81M · min. income ≈ HK$83,510/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,703
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,876
−HK$1,192/mo
Today · 4.125%
HK$40,068
baseline
▲ 0.50% · 4.625%
HK$42,506
+HK$2,438/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$80,136/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,945
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,070
−HK$1,141/mo
Today · 4.125%
HK$44,211
baseline
▲ 0.50% · 4.625%
HK$46,541
+HK$2,330/mo
Deposit HK$919K · loan HK$8.27M · min. income ≈ HK$88,422/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$288,596 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).