▼ 0.50% · 3.625%
HK$19,583
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,192
−HK$619/mo
Today · 4.125%
HK$20,811
baseline
▲ 0.50% · 4.625%
HK$22,077
+HK$1,266/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$41,622/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,786
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,370
−HK$593/mo
Today · 4.125%
HK$22,963
baseline
▲ 0.50% · 4.625%
HK$24,173
+HK$1,210/mo
Deposit HK$4.29M · loan HK$4.29M · min. income ≈ HK$45,926/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,541
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$22,211
−HK$681/mo
Today · 4.125%
HK$22,892
baseline
▲ 0.50% · 4.625%
HK$24,285
+HK$1,393/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$45,784/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,964
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,607
−HK$652/mo
Today · 4.125%
HK$25,259
baseline
▲ 0.50% · 4.625%
HK$26,590
+HK$1,331/mo
Deposit HK$3.86M · loan HK$4.72M · min. income ≈ HK$50,518/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,499
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,230
−HK$743/mo
Today · 4.125%
HK$24,973
baseline
▲ 0.50% · 4.625%
HK$26,492
+HK$1,519/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$49,946/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,143
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,844
−HK$711/mo
Today · 4.125%
HK$27,555
baseline
▲ 0.50% · 4.625%
HK$29,008
+HK$1,453/mo
Deposit HK$3.44M · loan HK$5.15M · min. income ≈ HK$55,110/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,457
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,249
−HK$805/mo
Today · 4.125%
HK$27,054
baseline
▲ 0.50% · 4.625%
HK$28,700
+HK$1,646/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$54,108/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,321
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,081
−HK$770/mo
Today · 4.125%
HK$29,851
baseline
▲ 0.50% · 4.625%
HK$31,425
+HK$1,574/mo
Deposit HK$3.01M · loan HK$5.58M · min. income ≈ HK$59,702/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,416
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$28,269
−HK$866/mo
Today · 4.125%
HK$29,135
baseline
▲ 0.50% · 4.625%
HK$30,908
+HK$1,773/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$58,270/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,500
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$31,318
−HK$830/mo
Today · 4.125%
HK$32,148
baseline
▲ 0.50% · 4.625%
HK$33,842
+HK$1,694/mo
Deposit HK$2.58M · loan HK$6.01M · min. income ≈ HK$64,296/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,374
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,288
−HK$928/mo
Today · 4.125%
HK$31,216
baseline
▲ 0.50% · 4.625%
HK$33,115
+HK$1,899/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$62,432/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,678
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,555
−HK$889/mo
Today · 4.125%
HK$34,444
baseline
▲ 0.50% · 4.625%
HK$36,259
+HK$1,815/mo
Deposit HK$2.15M · loan HK$6.44M · min. income ≈ HK$68,888/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,332
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$32,307
−HK$990/mo
Today · 4.125%
HK$33,297
baseline
▲ 0.50% · 4.625%
HK$35,323
+HK$2,026/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$66,594/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,857
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$35,792
−HK$948/mo
Today · 4.125%
HK$36,740
baseline
▲ 0.50% · 4.625%
HK$38,677
+HK$1,937/mo
Deposit HK$1.72M · loan HK$6.87M · min. income ≈ HK$73,480/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,291
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,326
−HK$1,052/mo
Today · 4.125%
HK$35,378
baseline
▲ 0.50% · 4.625%
HK$37,531
+HK$2,153/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$70,756/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,035
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,029
−HK$1,007/mo
Today · 4.125%
HK$39,036
baseline
▲ 0.50% · 4.625%
HK$41,094
+HK$2,058/mo
Deposit HK$1.29M · loan HK$7.30M · min. income ≈ HK$78,072/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,249
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,345
−HK$1,114/mo
Today · 4.125%
HK$37,459
baseline
▲ 0.50% · 4.625%
HK$39,739
+HK$2,280/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$74,918/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,214
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,266
−HK$1,067/mo
Today · 4.125%
HK$41,333
baseline
▲ 0.50% · 4.625%
HK$43,511
+HK$2,178/mo
Deposit HK$859K · loan HK$7.73M · min. income ≈ HK$82,666/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,638 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).