▼ 0.50% · 3.625%
HK$22,724
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,431
−HK$718/mo
Today · 4.125%
HK$24,149
baseline
▲ 0.50% · 4.625%
HK$25,618
+HK$1,469/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,298/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,280
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,958
−HK$688/mo
Today · 4.125%
HK$26,646
baseline
▲ 0.50% · 4.625%
HK$28,050
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,292/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,996
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,774
−HK$790/mo
Today · 4.125%
HK$26,564
baseline
▲ 0.50% · 4.625%
HK$28,180
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,128/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,808
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,554
−HK$756/mo
Today · 4.125%
HK$29,310
baseline
▲ 0.50% · 4.625%
HK$30,855
+HK$1,545/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,620/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,268
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$28,117
−HK$861/mo
Today · 4.125%
HK$28,978
baseline
▲ 0.50% · 4.625%
HK$30,742
+HK$1,764/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$57,956/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,336
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$826/mo
Today · 4.125%
HK$31,975
baseline
▲ 0.50% · 4.625%
HK$33,660
+HK$1,685/mo
Deposit HK$3.99M · loan HK$5.98M · min. income ≈ HK$63,950/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,541
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,460
−HK$933/mo
Today · 4.125%
HK$31,393
baseline
▲ 0.50% · 4.625%
HK$33,303
+HK$1,910/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$62,786/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,864
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$33,745
−HK$894/mo
Today · 4.125%
HK$34,639
baseline
▲ 0.50% · 4.625%
HK$36,465
+HK$1,826/mo
Deposit HK$3.49M · loan HK$6.48M · min. income ≈ HK$69,278/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,813
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,803
−HK$1,005/mo
Today · 4.125%
HK$33,808
baseline
▲ 0.50% · 4.625%
HK$35,865
+HK$2,057/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$67,616/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,392
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$36,341
−HK$963/mo
Today · 4.125%
HK$37,304
baseline
▲ 0.50% · 4.625%
HK$39,270
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.98M · min. income ≈ HK$74,608/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,086
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$35,146
−HK$1,077/mo
Today · 4.125%
HK$36,223
baseline
▲ 0.50% · 4.625%
HK$38,427
+HK$2,204/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,446/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,920
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,937
−HK$1,031/mo
Today · 4.125%
HK$39,968
baseline
▲ 0.50% · 4.625%
HK$42,075
+HK$2,107/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,936/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,358
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,489
−HK$1,149/mo
Today · 4.125%
HK$38,638
baseline
▲ 0.50% · 4.625%
HK$40,989
+HK$2,351/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,276/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,448
−HK$2,185/mo
▼ 0.25% · 3.875%
HK$41,533
−HK$1,100/mo
Today · 4.125%
HK$42,633
baseline
▲ 0.50% · 4.625%
HK$44,880
+HK$2,247/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,266/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,630
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$39,832
−HK$1,221/mo
Today · 4.125%
HK$41,053
baseline
▲ 0.50% · 4.625%
HK$43,551
+HK$2,498/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,106/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,976
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$44,128
−HK$1,170/mo
Today · 4.125%
HK$45,298
baseline
▲ 0.50% · 4.625%
HK$47,685
+HK$2,387/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,596/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,903
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,175
−HK$1,293/mo
Today · 4.125%
HK$43,468
baseline
▲ 0.50% · 4.625%
HK$46,112
+HK$2,644/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$86,936/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,504
−HK$2,458/mo
▼ 0.25% · 3.875%
HK$46,724
−HK$1,238/mo
Today · 4.125%
HK$47,962
baseline
▲ 0.50% · 4.625%
HK$50,490
+HK$2,528/mo
Deposit HK$997K · loan HK$8.97M · min. income ≈ HK$95,924/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,541 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).