▼ 0.50% · 3.625%
HK$21,276
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,938
−HK$672/mo
Today · 4.125%
HK$22,610
baseline
▲ 0.50% · 4.625%
HK$23,986
+HK$1,376/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,220/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,669
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$24,304
−HK$644/mo
Today · 4.125%
HK$24,948
baseline
▲ 0.50% · 4.625%
HK$26,263
+HK$1,315/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,896/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,404
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,132
−HK$739/mo
Today · 4.125%
HK$24,871
baseline
▲ 0.50% · 4.625%
HK$26,385
+HK$1,514/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,742/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,036
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,735
−HK$708/mo
Today · 4.125%
HK$27,443
baseline
▲ 0.50% · 4.625%
HK$28,890
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,886/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,531
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,326
−HK$806/mo
Today · 4.125%
HK$27,132
baseline
▲ 0.50% · 4.625%
HK$28,783
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,264/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,403
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,165
−HK$773/mo
Today · 4.125%
HK$29,938
baseline
▲ 0.50% · 4.625%
HK$31,516
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,876/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,659
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,519
−HK$874/mo
Today · 4.125%
HK$29,393
baseline
▲ 0.50% · 4.625%
HK$31,182
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$58,786/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,770
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,596
−HK$837/mo
Today · 4.125%
HK$32,433
baseline
▲ 0.50% · 4.625%
HK$34,142
+HK$1,709/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$64,866/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,787
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,713
−HK$941/mo
Today · 4.125%
HK$31,654
baseline
▲ 0.50% · 4.625%
HK$33,581
+HK$1,927/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,308/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,137
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,026
−HK$902/mo
Today · 4.125%
HK$34,928
baseline
▲ 0.50% · 4.625%
HK$36,769
+HK$1,841/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,856/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,914
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,907
−HK$1,008/mo
Today · 4.125%
HK$33,915
baseline
▲ 0.50% · 4.625%
HK$35,979
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,830/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,504
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,456
−HK$966/mo
Today · 4.125%
HK$37,422
baseline
▲ 0.50% · 4.625%
HK$39,395
+HK$1,973/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,844/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,042
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,101
−HK$1,076/mo
Today · 4.125%
HK$36,177
baseline
▲ 0.50% · 4.625%
HK$38,378
+HK$2,201/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,354/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,871
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,887
−HK$1,030/mo
Today · 4.125%
HK$39,917
baseline
▲ 0.50% · 4.625%
HK$42,021
+HK$2,104/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,834/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,169
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,294
−HK$1,144/mo
Today · 4.125%
HK$38,438
baseline
▲ 0.50% · 4.625%
HK$40,776
+HK$2,338/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,876/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,238
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,317
−HK$1,095/mo
Today · 4.125%
HK$42,412
baseline
▲ 0.50% · 4.625%
HK$44,648
+HK$2,236/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,824/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,297
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,488
−HK$1,211/mo
Today · 4.125%
HK$40,699
baseline
▲ 0.50% · 4.625%
HK$43,175
+HK$2,476/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,398/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,605
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,748
−HK$1,159/mo
Today · 4.125%
HK$44,907
baseline
▲ 0.50% · 4.625%
HK$47,274
+HK$2,367/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,814/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,059 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).