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At today's rate and a 90% mortgage, the deposit on this unit is about HK$485K, with repayments around HK$21,141/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$485K · loan HK$4.36M · min. income ≈ HK$42,282/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$102,192 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- H
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 653 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-04 | HK$6.10M | +35.6% 3.8y |
| 2016-11-30 | HK$4.50M | +25.0% 3.1y |
| 2013-10-15 | HK$3.60M | +41.2% 2.8y |
| 2010-12-31 | HK$2.55M | +2.8% 0.4y |
| 2010-08-12 | HK$2.48M | +11.3% 6.5y |
| 2010-05-19 | HK$2.23M | +74.1% 6.3y |
| 2004-02-11 | HK$1.28M | +0.0% 1.3y |
| 2002-10-08 | HK$1.28M | — |