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At today's rate and a 90% mortgage, the deposit on this unit is about HK$513K, with repayments around HK$22,360/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$513K · loan HK$4.61M · min. income ≈ HK$44,720/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$115,342 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- G
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 653 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-01-22 | HK$6.70M | +50.2% 3.3y |
| 2016-10-06 | HK$4.46M | +12.9% 3.1y |
| 2013-08-26 | HK$3.95M | +49.1% 2.6y |
| 2011-01-04 | HK$2.65M | +48.9% 1.4y |
| 2009-08-18 | HK$1.78M | +31.9% 6.9y |
| 2002-10-08 | HK$1.35M | — |