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At today's rate and a 90% mortgage, the deposit on this unit is about HK$488K, with repayments around HK$21,298/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$488K · loan HK$4.39M · min. income ≈ HK$42,596/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$105,775 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- G
- Saleable Area
- 490 Saleable ft²
- Gross Area
- 653 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-04 | HK$4.22M | +9.6% 10.0y |
| 2014-07-04 | HK$3.85M | +31.0% 2.8y |
| 2011-09-21 | HK$2.94M | +56.4% 3.6y |
| 2008-02-25 | HK$1.88M | +35.4% 4.2y |
| 2003-11-22 | HK$1.39M | +7.4% 1.1y |
| 2002-10-17 | HK$1.29M | — |