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At today's rate and a 90% mortgage, the deposit on this unit is about HK$750K, with repayments around HK$32,707/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,414/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$224,954 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 5 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 6 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- B
- Saleable Area
- 741 Saleable ft²
- Gross Area
- 959 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-08-15 | HK$9.69M | +59.4% 6.2y |
| 2012-05-10 | HK$6.08M | +59.2% 4.0y |
| 2008-04-25 | HK$3.82M | +9.1% 0.3y |
| 2008-01-23 | HK$3.50M | +10.1% 3.1y |
| 2004-12-06 | HK$3.18M | +31.2% 1.2y |
| 2003-09-27 | HK$2.42M | — |