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At today's rate and a 90% mortgage, the deposit on this unit is about HK$525K, with repayments around HK$22,888/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$525K · loan HK$4.72M · min. income ≈ HK$45,776/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$118,064 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 16/F
- Flat
- A
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 590 ft²
- Efficiency
- 76%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-02-24 | HK$4.75M | −10.4% 7.8y · −1.0%/yr |
| 2018-05-14 | HK$5.30M | +112.0% 6.6y · 17.0%/yr |
| 2011-10-10 | HK$2.50M | +43.7% |
| 2009-09-25 | HK$1.74M | +10.1% |
| 2009-06-30 | HK$1.58M | +12.9% |
| 2004-09-08 | HK$1.40M | — |