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At today's rate and a 90% mortgage, the deposit on this unit is about HK$497K, with repayments around HK$21,669/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$497K · loan HK$4.47M · min. income ≈ HK$43,338/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$111,776 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- E
- Saleable Area
- 428 Saleable ft²
- Gross Area
- 578 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-22 | HK$4.03M | −3.5% 8.1y · 0.0%/yr |
| 2016-09-23 | HK$4.17M | +34.5% 3.6y · 10.0%/yr |
| 2013-02-21 | HK$3.10M | +133.1% |
| 2005-03-21 | HK$1.33M | +9.9% |
| 2004-11-09 | HK$1.21M | +6.1% |
| 2004-07-20 | HK$1.14M | — |