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At today's rate and a 90% mortgage, the deposit on this unit is about HK$516K, with repayments around HK$22,521/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$516K · loan HK$4.65M · min. income ≈ HK$45,042/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,171 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- F
- Saleable Area
- 445 Saleable ft²
- Gross Area
- 580 ft²
- Efficiency
- 77%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-10-26 | HK$6.08M | +38.8% 5.8y · 7.0%/yr |
| 2017-01-04 | HK$4.38M | +119.0% 6.4y · 19.0%/yr |
| 2010-08-20 | HK$2.00M | +33.3% |
| 2009-08-27 | HK$1.50M | +8.7% |
| 2005-03-05 | HK$1.38M | +10.4% |
| 2004-11-08 | HK$1.25M | +8.7% |
| 2004-07-20 | HK$1.15M | — |