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At today's rate and a 90% mortgage, the deposit on this unit is about HK$530K, with repayments around HK$23,138/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$530K · loan HK$4.77M · min. income ≈ HK$46,276/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$119,354 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 12 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- D
- Saleable Area
- 447 Saleable ft²
- Gross Area
- 590 ft²
- Efficiency
- 76%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-09-27 | HK$6.00M | +45.6% 2.1y · 22.0%/yr |
| 2016-08-11 | HK$4.12M | +59.7% 5.1y · 12.0%/yr |
| 2011-06-24 | HK$2.58M | +31.0% |
| 2010-05-11 | HK$1.97M | +16.6% |
| 2008-08-15 | HK$1.69M | +12.7% |
| 2008-02-19 | HK$1.50M | +5.6% |
| 2004-07-21 | HK$1.42M | — |