▼ 0.50% · 3.625%
HK$3,793
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,911
−HK$120/mo
Today · 4.125%
HK$4,031
baseline
▲ 0.50% · 4.625%
HK$4,277
+HK$246/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,062/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$115/mo
Today · 4.125%
HK$4,448
baseline
▲ 0.50% · 4.625%
HK$4,683
+HK$235/mo
Deposit HK$832K · loan HK$832K · min. income ≈ HK$8,896/mo (50% DSR)
Upfront cash ≈ HK$832K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,173
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,303
−HK$131/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,704
+HK$270/mo
Deposit HK$749K · loan HK$915K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,767
−HK$126/mo
Today · 4.125%
HK$4,893
baseline
▲ 0.50% · 4.625%
HK$5,151
+HK$258/mo
Deposit HK$749K · loan HK$915K · min. income ≈ HK$9,786/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,552
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,694
−HK$144/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,132
+HK$294/mo
Deposit HK$665K · loan HK$998K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,064
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$138/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,619
+HK$281/mo
Deposit HK$665K · loan HK$998K · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,931
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,085
−HK$156/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,560
+HK$319/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$150/mo
Today · 4.125%
HK$5,783
baseline
▲ 0.50% · 4.625%
HK$6,087
+HK$304/mo
Deposit HK$582K · loan HK$1.08M · min. income ≈ HK$11,566/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,311
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,476
−HK$168/mo
Today · 4.125%
HK$5,644
baseline
▲ 0.50% · 4.625%
HK$5,987
+HK$343/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$11,288/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,908
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,067
−HK$160/mo
Today · 4.125%
HK$6,227
baseline
▲ 0.50% · 4.625%
HK$6,556
+HK$329/mo
Deposit HK$499K · loan HK$1.16M · min. income ≈ HK$12,454/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,690
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,867
−HK$180/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,415
+HK$368/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,330
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,500
−HK$172/mo
Today · 4.125%
HK$6,672
baseline
▲ 0.50% · 4.625%
HK$7,024
+HK$352/mo
Deposit HK$416K · loan HK$1.25M · min. income ≈ HK$13,344/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,069
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,258
−HK$192/mo
Today · 4.125%
HK$6,450
baseline
▲ 0.50% · 4.625%
HK$6,843
+HK$393/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,900/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,752
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,933
−HK$184/mo
Today · 4.125%
HK$7,117
baseline
▲ 0.50% · 4.625%
HK$7,492
+HK$375/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,234/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,449
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,649
−HK$204/mo
Today · 4.125%
HK$6,853
baseline
▲ 0.50% · 4.625%
HK$7,270
+HK$417/mo
Deposit HK$250K · loan HK$1.41M · min. income ≈ HK$13,706/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,174
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,367
−HK$195/mo
Today · 4.125%
HK$7,562
baseline
▲ 0.50% · 4.625%
HK$7,960
+HK$398/mo
Deposit HK$250K · loan HK$1.41M · min. income ≈ HK$15,124/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,828
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,041
−HK$215/mo
Today · 4.125%
HK$7,256
baseline
▲ 0.50% · 4.625%
HK$7,698
+HK$442/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$14,512/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,596
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,800
−HK$207/mo
Today · 4.125%
HK$8,007
baseline
▲ 0.50% · 4.625%
HK$8,429
+HK$422/mo
Deposit HK$166K · loan HK$1.50M · min. income ≈ HK$16,014/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).