▼ 0.50% · 3.625%
HK$3,671
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$116/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,138
+HK$237/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,084
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,193
−HK$111/mo
Today · 4.125%
HK$4,304
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$227/mo
Deposit HK$805K · loan HK$805K · min. income ≈ HK$8,608/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,038
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,163
−HK$128/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,552
+HK$261/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,492
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$122/mo
Today · 4.125%
HK$4,735
baseline
▲ 0.50% · 4.625%
HK$4,984
+HK$249/mo
Deposit HK$724K · loan HK$885K · min. income ≈ HK$9,470/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,542
−HK$139/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$285/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,900
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$133/mo
Today · 4.125%
HK$5,165
baseline
▲ 0.50% · 4.625%
HK$5,437
+HK$272/mo
Deposit HK$644K · loan HK$966K · min. income ≈ HK$10,330/mo (50% DSR)
Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,772
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,920
−HK$151/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,380
+HK$309/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,451
−HK$145/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,891
+HK$295/mo
Deposit HK$563K · loan HK$1.05M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,299
−HK$162/mo
Today · 4.125%
HK$5,461
baseline
▲ 0.50% · 4.625%
HK$5,794
+HK$333/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$10,922/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,717
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$156/mo
Today · 4.125%
HK$6,026
baseline
▲ 0.50% · 4.625%
HK$6,344
+HK$318/mo
Deposit HK$483K · loan HK$1.13M · min. income ≈ HK$12,052/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,506
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$174/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$356/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,126
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,290
−HK$166/mo
Today · 4.125%
HK$6,456
baseline
▲ 0.50% · 4.625%
HK$6,797
+HK$341/mo
Deposit HK$402K · loan HK$1.21M · min. income ≈ HK$12,912/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,873
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,056
−HK$185/mo
Today · 4.125%
HK$6,241
baseline
▲ 0.50% · 4.625%
HK$6,621
+HK$380/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$12,482/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,534
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,709
−HK$178/mo
Today · 4.125%
HK$6,887
baseline
▲ 0.50% · 4.625%
HK$7,250
+HK$363/mo
Deposit HK$322K · loan HK$1.29M · min. income ≈ HK$13,774/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,240
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,434
−HK$198/mo
Today · 4.125%
HK$6,632
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$403/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$13,264/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,942
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,128
−HK$189/mo
Today · 4.125%
HK$7,317
baseline
▲ 0.50% · 4.625%
HK$7,703
+HK$386/mo
Deposit HK$241K · loan HK$1.37M · min. income ≈ HK$14,634/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,607
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,813
−HK$209/mo
Today · 4.125%
HK$7,022
baseline
▲ 0.50% · 4.625%
HK$7,449
+HK$427/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$14,044/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,351
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,548
−HK$200/mo
Today · 4.125%
HK$7,748
baseline
▲ 0.50% · 4.625%
HK$8,156
+HK$408/mo
Deposit HK$161K · loan HK$1.45M · min. income ≈ HK$15,496/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).