▼ 0.50% · 3.625%
HK$4,329
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,464
−HK$136/mo
Today · 4.125%
HK$4,600
baseline
▲ 0.50% · 4.625%
HK$4,880
+HK$280/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$9,200/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,816
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$131/mo
Today · 4.125%
HK$5,076
baseline
▲ 0.50% · 4.625%
HK$5,344
+HK$268/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$10,152/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,762
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$151/mo
Today · 4.125%
HK$5,061
baseline
▲ 0.50% · 4.625%
HK$5,368
+HK$307/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$10,122/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,440
−HK$144/mo
Today · 4.125%
HK$5,584
baseline
▲ 0.50% · 4.625%
HK$5,878
+HK$294/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$11,168/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,195
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,356
−HK$165/mo
Today · 4.125%
HK$5,521
baseline
▲ 0.50% · 4.625%
HK$5,857
+HK$336/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$11,042/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,779
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,934
−HK$157/mo
Today · 4.125%
HK$6,091
baseline
▲ 0.50% · 4.625%
HK$6,413
+HK$322/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$12,182/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,628
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,803
−HK$178/mo
Today · 4.125%
HK$5,981
baseline
▲ 0.50% · 4.625%
HK$6,345
+HK$364/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$11,962/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,261
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,429
−HK$170/mo
Today · 4.125%
HK$6,599
baseline
▲ 0.50% · 4.625%
HK$6,947
+HK$348/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$13,198/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,061
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,249
−HK$192/mo
Today · 4.125%
HK$6,441
baseline
▲ 0.50% · 4.625%
HK$6,833
+HK$392/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,882/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,742
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,923
−HK$184/mo
Today · 4.125%
HK$7,107
baseline
▲ 0.50% · 4.625%
HK$7,481
+HK$374/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,214/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,494
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,696
−HK$205/mo
Today · 4.125%
HK$6,901
baseline
▲ 0.50% · 4.625%
HK$7,321
+HK$420/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$13,802/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,224
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,418
−HK$196/mo
Today · 4.125%
HK$7,614
baseline
▲ 0.50% · 4.625%
HK$8,016
+HK$402/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$15,228/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,926
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,142
−HK$219/mo
Today · 4.125%
HK$7,361
baseline
▲ 0.50% · 4.625%
HK$7,809
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,722/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,706
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,912
−HK$210/mo
Today · 4.125%
HK$8,122
baseline
▲ 0.50% · 4.625%
HK$8,550
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,244/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,359
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,588
−HK$233/mo
Today · 4.125%
HK$7,821
baseline
▲ 0.50% · 4.625%
HK$8,297
+HK$476/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,642/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,187
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,407
−HK$223/mo
Today · 4.125%
HK$8,630
baseline
▲ 0.50% · 4.625%
HK$9,084
+HK$454/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,260/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,792
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,035
−HK$246/mo
Today · 4.125%
HK$8,281
baseline
▲ 0.50% · 4.625%
HK$8,785
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,562/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,669
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,901
−HK$236/mo
Today · 4.125%
HK$9,137
baseline
▲ 0.50% · 4.625%
HK$9,619
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,274/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).